Traveling With The LifeMiles Visa Signature Card

You can apply for the LifeMiles Visa Signature Card online and begin taking advantage of benefits immediately. A Signature Visa card provides you with more buying power and more features to use all year long. All you have to do is fill out the application online.

How LifeMiles Work

LifeMiles are automatically earned every time you use the card. When you charge a dollar, you earn a point. The more dollars you charge, the more points you earn. You will continue to earn so you can then use them for a variety of different rewards. There are also bonus earning opportunities when you use the card during the introductory period. You will also earn points on the anniversary of your card each year as well as when you use the card for buying tickets on TACA or Avianca airlines.

When you have enough miles, you can then use the miles to get you free flights and other travel rewards. You can use the miles for discounted hotels, car rentals and much more. Depending on how many miles you have, you may be able to take vacations each year without spending any of your own money.

The miles are there when you want to use them. You determine when you want to use the miles and for what. This makes it more affordable to travel when and where you want to go.

Signature Visa Benefits

There are some significant Signature Visa benefits that you can take advantage of all year long. These are all covered within the low annual fee that you pay each year. You will be able to enjoy such things as:

  • No preset spending limit
  • Concierge
  • Travel benefits

There is no spending limit preset on the card. What this means for your credit card is that you don't have to worry about going over a credit line. You are able to buy whatever you want, whenever you want. With a Visa logo, you can make purchases around the globe. This means online, over the phone and of course, in person.

There is a special concierge line that you can call to get assistance in many areas. Whether you want assistance with travel and shopping, booking sports and entertainment tickets or even booking hotel and dinner reservations, there is an operator to help you. Anywhere in the world that you want to go, the concierge will help you.

Travel benefits are also included with the card. Whenever you travel, you will be able to take advantage of these. As long as you book your travel itinerary using the Visa, it is automatically provided to you. This includes travel and emergency assistance and up to $1 million in travel accident insurance. If you lose your luggage, you can also enjoy lost luggage reimbursement so you aren't out of pocket for all of your lost belongings. You also get baggage discounts when you fly on TACA airlines.

Other Card Benefits

There are many other card benefits that you get to take advantage of as well. These will save you money and provide you with convenient ways to manage your money. You will be able to use these throughout the year without doing anything special to get them.

  • Fraud protection
  • Purchase protection
  • Roadside assistance
  • Online account tools

Fraudulent activity has been known to happen on credit cards from time to time. You have fraud protection on your card so you never have to worry about what could happen. Your account is not only being monitored at all times but you are never held liable for a charge that you didn't make. Spend as much as you want and do so worry-free.

There are several forms of purchase protection that comes with the card. When you make big purchases, you want to be sure that you get your money's worth. You will be able to get a warranty service of up to 12 months on all qualifying purchases. This allows you to save the money and avoid paying for an extended warranty at the store. You will also have purchase security, which covers your items if they are damaged or stolen. If one of these events occurs, you simply call customer service, explain the situation and they will reimburse the money you spent on the item.

Roadside assistance is also included with the card. This means you can eliminate costs elsewhere with other roadside assistance programs that you might have. Whether you're broken down on the side of the road or run out of gas somewhere, you will have a special number you can call. Assistance will come out to help you so you don't have to wait long or spend a lot of money on towing services.

There are also online account tools that you can use to manage your account. To avoid getting yourself into debt, you can log onto your account online to get current information on your balance, look up purchases that haven't yet posted to your statement and more. You can download statements to your computer and go completely paperless. To avoid writing checks and using stamps, you can also pay your bills online. The money will come right out of your checking account so you don't have to do a thing. If you have questions or concerns about your account, you can even contact customer service online so there's no waiting on hold over the phone.

Final Word

Between LifeMiles and the Signature Visa, there are a lot of benefits for you to take advantage of. With a low annual fee, you get more than what you get from other credit cards that charge an annual fee. Watch how to save all year long when you travel.

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