Emergency Savings by the Numbers
Contradicting reports suggest we either are or aren’t building our emergency savings. We may or may not be financially savvy, either.
Yes, Better Credit Card Terms are Possible
April 18, 2013
You can negotiate better interest rates on your credit cards. Know what you’re talking about before you make the call.
Equifax Settles FTC Claims
October 17, 2012
Credit reporting company Equifax was ordered this week to pay fines over accusations that it was selling data on delinquent homeowners to third parties.
Are You Carrying Too Many Credit Cards?
August 27, 2012
Want to improve your credit scores? Here are a few tips that will help you meet your financial goals.
So Just What Kind of Credit Scores Do You Need?
August 10, 2012
What kind of credit score would qualify you for the Visa Black card or the American Express Gold Card? Here’s the low down on credit scores.
Your Credit Scoring Questions Answered
August 1, 2012
Not sure how your credit scores are calculated or why you’re approved for one loan but declined for another? Here are some answers to those tough questions.
Credit Scores Determine Insurance Premiums
July 30, 2012
Insurance companies use intricate formulas to determine an applicant’s monthly premium, just as banks and credit card companies do when they’re deciding who’s approved and who’s declined.
New FICO Mortgage Scoring Matrix
July 16, 2012
In recent days, an announcement was made by FICO. It’s teamed with CoreLogic for a new scoring program for would-be homeowners.