Who to Believe When it Comes to Credit Report Mistakes?
The 60 Minutes report on credit reporting and the three big bureaus earlier this year uncovered a host of problems. How to decipher the double talk and get into the details.
Yes, Better Credit Card Terms are Possible
April 18, 2013
You can negotiate better interest rates on your credit cards. Know what you’re talking about before you make the call.
Did Wells Fargo Kill Disabled Navy Veteran?
March 21, 2013
A retired military veteran played by the rules and was still foreclosed on by Wells Fargo, even after the bank admitted the error was its own.
Your Credit Scores Used by Insurance Companies
February 21, 2013
That late credit card payment could cost you more than a late charge and higher credit card APR, it could be the reason you can’t get insurance.
Benefits and Pitfalls of Rapid Rescoring
January 15, 2013
Rapid rescoring is a tool mortgage brokers use to help consumers qualify for a home loan. It can’t be used, though, for credit card or student loan approvals.
What Are Parent PLUS Loans?
November 21, 2012
Be careful if you’re considering the Parent PLUS government student loan product. It’s a tough avenue to take and can haunt you forever.
How Credit Card Records are Subpoenaed
October 22, 2012
Ever wonder how your credit card statements are subpoenaed?