Sunday, June 4th, 2023

News Author: Beth May

Unemployment Applications Down But Not Enough


More jobs added to employment rosters, but not nearly enough to affect the economy or unemployment rates.

Small Businesses Still Have Credit Woes


The economy has been especially difficult for small business owners around the nation. Now, new legislation could ease some of those burdens for owners.

Bridge Loans & 5 Reasons They’re Worthwhile


It’s no secret these days that Americans are struggling with the credit ratings. Many are rebuilding after a devastating few years, courtesy of the recession and others are recovering from job losses and foreclosures. Either way, you might can benefit …

Are You Carrying Too Many Credit Cards?


Want to improve your credit scores? Here are a few tips that will help you meet your financial goals.

Credit Card Fees Found To Outweigh Rewards


A recent study has found that as many as 20 percent of all credit cards have annual fees that are higher than the rewards they payout and the trend continues in several other ways.

Financial Rules via Facebook


More changes at CFPB is good for the American consumer. Now, you can weigh in on financial laws that will affect you – and you can do it via Facebook or another government site, Regulation Room

Small Business Must-Know Credit Terms


Ask any small business owner what they knew about the nuances in the language their bankers spoke or their credit card terms and conditions verbiage and odds are, they’ll say it was overwhelming. Here are a few of those terms.

Amazon, Apple Fix Vulnerabilities


Two big problems surfaced for both Apple and Amazon last week when hackers were able to change a customer’s information that could have emptied his bank account. Instead, they opted to empty his digital cloud.

Bank of America, Fannie Mae Talk Bad Mortgages


Bank of America feels as though it shouldn’t shoulder bad mortgages, even as other banks have. Fannie Mae continues to insist it’s BoA’s responsibility.

Credit Scores Determine Insurance Premiums


Insurance companies use intricate formulas to determine an applicant’s monthly premium, just as banks and credit card companies do when they’re deciding who’s approved and who’s declined.

Arbitration Clauses: No Consumer Safeguard


Many lawyers say arbitration agreements don’t benefit consumers and leaves them with few options over credit card or other disputes.

The Cost of Pay Day Loans


Before you opt for a payday loan over a credit card cash advance, you should know the fees could be massive if you continue to renew it.