Many Perks Of The Barclay Card Rewards MasterCard

Inside this Page

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Available Credit Cards

Intro APR: N/A*
APR: 35.99% (fix)*
Annual Fee: See Terms*
Go to application
Intro APR: N/A*
APR: 0.00% (fix)*
Annual Fee: N/A*
Go to application

When you're ready to apply for a credit card that rewards you for making purchases, the Barclay Card Rewards MasterCard (Excellent Credit) is easy to apply for. With a simple online application and various rewards, everyone can find benefits to using the card.

Barclay Rewards

Barclay Rewards are provided with the MasterCard. This includes the ability to earn points with every purchase. More points are earning on gas, groceries and utilities. However, it's possible to earn at least 1 point for every dollar spent on the card.

There is the possibility of earning bonus points. Upon being approved for the card, making an initial qualifying purchase of a predetermined amount will entitle you to bonus points.

With MasterCard accepted all over the globe, it will be easy to earn points on anything that is desired. From filling up the car to buying groceries to purchasing gifts for friends and family online, it will be simple to accumulate a large number of points in a short amount of time.

The points can be redeemed for an array of rewards. The Barclay rewards give you the option of free flights, shopping and dining opportunities, cash back and much more. There are no expirations on the rewards, allowing you to save until you reach the level that you wish.

Online Account Tools

Online account tools make it easy to manage your funds wherever you are. Whether you're in the United States or a foreign country, you can manage your credit card as long as you have an internet connection. You will create a username and password to log on and create a secure connection.

You can view account details instantly. This includes up to the minute information about your balance, available credit and pending purchases. For ease of accounting, you can print or download statements. It's possible to go paperless and never receive a statement in the mail. With account information at your fingertips, you never have to worry about going over the limit.

If you don't want to worry about being late on credit card payments, you can schedule them online. There's no need to write a check or use a postage stamp. The payments can be made online, scheduled in advance and deducted right from your checking account.

Other Card Benefits

Many other card benefits exist with the Barclay card. This includes having access to the MasterCard benefits that exist without costing you anything additional each year.

  • No annual fee
  • No blackout dates
  • No cash back limits
  • 24/7 customer service
  • Fraud protection

There is no annual fee on the card. This makes it cheaper to use the card and enjoy the various benefits that go along with being a cardholder.

No blackout dates exist for travel rewards. If you have enough points, you can travel when you want without fear of being told that you cannot because of a blackout date. This makes it easier to travel all year long based upon when you want to vacation, not when the company tells you it's acceptable.

You can take out cash whenever you desire. Unlike other cards, there's no limit to what you can take out in cash at any ATM machine. As long as you have the available credit, it's available as cash if you so desire.

Customer service operates 24 hours a day, 7 days a week for your convenience. You can use the automated service on the toll free number to get basic account details. This includes such things as your account balance, available credit and the minimum payment that is due. You also have the option to talk to a live representative. This is helpful if you want to dispute a charge, ask a question about an account feature or ask for an increase in your credit line. Regardless of what you need to ask, there will be someone available to speak to when you need to speak to someone. You also have the ability to send emails through the online account portal.

Fraud protection is an added feature. The card is always monitored for unusual activity. If a purchase is made that you didn't authorize, you aren't charged.

Final Word

You can find out if you qualify for the Barclay Card Rewards MasterCard within seconds. Once you obtain the card, you can begin making purchases. With no annual fee, it's an affordable card to have in your wallet to make purchases all year long. Enjoy rewards just for making regular purchases.

You may also be interested in: