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The Barclaycard Arrival World MasterCard is a credit card that is designed for frequent travelers who need something more from their card. It is also a card that has something for everyone, even if they don't travel a lot.
The benefits of the Barclaycard Arrival World MasterCard start with the fact that you are able to earn bonus miles soon after getting the card. As long as you spend a certain amount of money within a specific amount of time, you receive the bonus miles, which will be enough to cover hundreds in travel costs.
Different types of purchases also result in different quantities of miles being earned. You can earn double the miles for travel and dining and enjoy regular mileage earnings with all other purchases. Once you have accumulated enough miles, you can book any airline at any time. You may also choose from a variety of other things to redeem your miles for. You can choose to redeem for hotels, cruises, rental cars, and more. If you will not be traveling any time soon, you can choose to redeem for statement credit, gift card, or merchandise. This shows how the card is for more than just the frequent traveler. If you will be booking a trip, you get 10% of your miles back when you redeem miles for travel.
There are also a number of travel benefits that cardholders can enjoy. First, you do not have to worry about foreign transaction fees. This is a big deal considering a majority of travel credit cards require 3% of the transaction amount every time the card is used on a foreign purchase. In this case, you save a lot of money from not having to pay anything extra for using the card abroad. This keeps money freed up on the card so you can focus more on the trip and not worrying about how much money is being spent on fees.
There is also the fact there are no blackout dates, seat restrictions, and no caps on how many miles you can earn and redeem. The fact that there is no limit to your miles means that you can save your miles for as long as you need to and save as many as you want so you can take as much off of your trip as possible.
A third travel benefit is TripIt Pro. This is a mobile travel organizer that cardholders receive a complimentary subscription for. This subscription lasts a year and it is up to the cardholder whether or not to keep it after the subscription is up.
In addition to these benefits, there is also automatic travel accident insurance, reimbursement for expenses incurred for lost or delayed baggage, trip interruption or cancellation coverage, and MasterCard Global Service, which provides 24-hour emergency assistance to cardholders. Cardholders get all of this without an annual fee.
One very significant travel benefit is the ability to receive 10 percent of the miles back after you have redeemed them for travel. If you redeem 30,000 miles, you will receive 3,000 miles back. This is a very unique feature that is specific to this card. When figuring the savings on receiving 10 percent of the miles back, it is rather significant for a no annual fee card.
As you know, there is no annual fee. However, as with any card, there are fees for other things that you do with the card. For instance, there is an APR for balance transfers and that APR applies to the amount that was transferred. In addition to this APR is a fee that is a percentage of the total transaction.
There is also an APR for cash advances and a fee that is a percentage of the amount that is transferred.
If you are late on your payment, there is a fee for that. There is also a fee for returned payments. Returned payments occur when there may be insufficient funds in the account you are making the payment with. If a payment is made late, Barclays reserves the right to impose a penalty APR, which is higher than the regular APR. If you are late during your introductory period, then your introductory interest rate increases to the penalty APR and Barclays may impose it indefinitely or they may chose to lower it later.
Nonetheless, as stated earlier, there are no foreign transaction fees and there is no annual fee. There being no annual fee is unusual for a credit card that targets frequent travelers.
There is a high convenience factor with this card. The convenience begins with the fact there is no fee to own it. The second comes with the ease of travel. With there being no restrictions on booking and seating, travel is made easier. However, account holders are also able to check their accounts online. This involves being able to check the account balance and available credit, as well as make payments with ease. This eliminates the need to make a telephone call. If you do have to call customer service, it is available for you at any time to answer your questions and take care of any concerns that you may have.
In the meantime, you can earn miles quickly. This is meant to be a worry-free card that provides a great deal of benefits to the cardholder and that is exactly what the card is doing by offering so many freedoms and possibilities. Whether you travel or not, there are so many ways that you can benefit and save.
For the traveler and the shopper, the Barclaycard Arrival World MasterCard is a card that takes the worry out of having a credit card. With the ability to quickly earn miles and the ease of redemption, the card is a significant, yet simple, one to own.