Instant Decision Cards

Offers that provide instant decision cards usually require you to have good or exceptional credit. The better your score, the more likely it is you will be approved. Sometimes it may take a little longer to obtain the information they need to make a determination so do not panic if it takes a little longer than you expect!

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Featured Credit Card !

Fingerhut Credit Shopping Credit Card

4.3 / 5.0 (171 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
See Terms*
Annual Fee:
N/A*

The Fingerhut Credit store card does not consist of complicated rewards programs other than free merchandise that may be awarded when a consumer... Read More

FlexShopper Shopping Credit Card

3.0 / 5.0 (6 votes)
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Opening Min:
N/A
App Fee:
N/A*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

FlexShopper completely automates the process of applying for lease-to-own. Consumers can be approved for a personal spending limit within 2 minutes... Read More

See Terms and Conditions of the card for other fees

Deserve Pro

4.5 / 5.0 (39 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
17.49% - 24.49%* (V)
Annual Fee:
$0*

Deserve Edu

4.5 / 5.0 (12 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
20.24%* (V)
Annual Fee:
$0*

DeLuxe Signature Shopping Credit Card

3.4 / 5.0 (54 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
0.00%*
Annual Fee:
N/A*

For individuals wishing to purchase some of the high-end electronics and other items that they may not be able to purchase otherwise, the Luxe... Read More

Surge Mastercard® Credit Card

4.0 / 5.0 (8 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
See Terms*
Annual Fee:
See Terms*

Ready for a better financial opportunity? The Surge credit card, backed by Mastercard, delivers many advantages, regardless of one's credit... Read More

Reflex Mastercard® Credit Card

4.0 / 5.0 (11 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
See Terms*
Annual Fee:
See Terms*

Merrick Bank Secured Visa® credit card

4.5 / 5.0 (26 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
18.95%* (V)
Annual Fee:
$36*

First Access Visa® Card

3.5 / 5.0 (22 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
See Terms*
Annual Fee:
See Terms*

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

4.5 / 5.0 (26 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
20.95% - 29.20%* (V)
Annual Fee:
See Terms*

Assent Platinum Mastercard® Secured Credit Card

4.0 / 5.0 (5 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
24.74%* (V)
Annual Fee:
See Terms*

First Latitude Mastercard® Secured Credit Card

3.5 / 5.0 (34 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
25.99%* (V)
Annual Fee:
$0*