Earn With The Barclaycard Rewards MasterCard

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The Barclaycard Rewards MasterCard is right for you if you enjoy earning rewards. With every purchase you make, you can earn points to get you closer to free travel, shopping and dining rewards. Other card features also exist for your convenience.

How To Apply For The Card

You can apply for the card online at your convenience. The basic information requested on the application includes the usual – name, social security number, mailing address and such. There will also be information for your earnings information to help determine what your credit line will be. The application can be submitted online for a faster decision. It is a secure connection so there is no worry of someone obtaining your personal information.

The bank will review your personal information for authenticity and review your credit score. You can then receive a decision in seconds in most cases. If approved, you will find out your credit line and a card will be mailed out to you. When you receive your card, you will also find out your APR and then you can activate the card.

What To Do With Points

You will earn reward points with every dollar you spend on the card. Depending upon where you use the card, you may be able to earn double points. When you first get the card, there are opportunities to earn bonus points. This is possible if you make a qualifying purchase within the introductory period of opening the account.

The points never expire, which means you can hold onto them until you reach the desired level. The points can then be used for free flights, free dining opportunities, shopping sprees and much more. There are no blackout dates, which means you can travel when and where you want.

Unlike some cards, you choose the benefits you want. You may decide on travel one time and gift cards at your favorite stores the next time around. There is no limit to what you can redeem in a calendar year. As long as you have the required points, you can redeem them for whatever you want.

How To Enjoy Card Perks

There are a lot of card perks that you can enjoy when you own the card. All of the features are at no cost to you. There is no annual fee, pending if you qualify based upon your credit score. This ensures you are able to enjoy all of the card features without spending any money. Beyond earning points for every dollar and turning them into rewards, there are other perks to enjoy year round.

  • Low APR
  • 24/7 customer service
  • Online account tools
  • Fraud protection
  • Platinum benefits

When you apply for the card, you take advantage of a low APR. This makes it more affordable to charge to the card all year long. You have the option of how you want to pay off your debt. You can pay the minimum payment each month and incur interest charges. You can also choose to pay the balance in full each month and avoid the APR entirely. You make the decision and those decisions can change from month to month based upon your finances.

Customer service operates in many convenient ways. You can choose to call and speak with a live representative on the toll free number. The number is on the back of the card, which makes it easy to place calls when and where you want. The other option is to send an inquiry over the internet. Representatives work 24/7 so you can ask questions about your account at your convenience. You can even make the inquiry to get an increase in your credit line.

Online account tools make it easy for you to manage your account at any time. As long as you have an internet connection, you can check on your account. Once you are logged in on the secure connection, you can check your balance, find out your credit line availability and much more. It's possible to check statements, download them to your computer and make payments online. You'll never be late on a payment again when you can schedule payments ahead of time online without writing a check and using the postal service.

Fraud protection is included on the account as well. The bank always monitors your account to see if there is anything unusual. You will be contacted to verify suspicious activity. If there are any fraudulent charges to your account, you will never be held liable to pay for the charges. If your account is ever compromised or your card is lost or stolen, you can request a new card to be sent out to you. The card can be sent to you regardless of where you are to ensure you always have a credit card with you.

There are also platinum benefits on the account if you qualify for them. Such platinum benefits can include buyer protection and purchase assurance. This gives you up to a 12-month warranty on qualifying purchases. Additionally, if your purchase is damaged or stolen, it can be replaced at no charge to you. If you book a rental car with the card, you are given a collision damage waiver at no cost to you. This makes it more affordable to rent a car because you don't have to get it from the rental company. All of these features are included at no additional cost to you. When you submit your application, you will find out if you qualify for the platinum version of the MasterCard or not.


Spending and saving are both made easy with the Barclaycard Rewards MasterCard. You can shop virtually anywhere. You can save on all of your favorite things as you reach the higher levels of reward points. With so many account features, you are always in control of your money.

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