- NEW PRIZE: Yotta Hot Pot - $250,000 - That grow. Every. Single. Week.
- Free bank account that earns you lottery tickets
- Spend $2,000 in your first 4 months and the card earns you 1,000 bonus tickets
- For every $25 you have in your account, you get 1 ticket every week
- A bonus ticket for every $10 you spend with your card
- Get 1 in 100 odds when you use your card at one of Lucky Deal merchants
- 1 in 150* odds of getting your next purchase paid for by Yotta for free
- Increase your odds of winning to 1 in 100 for 30 days with every referral
- Refer 10 friends and get an exclusive metal card
- Get 1 in 100 odds when you use your card on dining
- Easy integration with Google Pay and Apply Pay
- Mastercard zero liability protection
- Give back to the community and support "Feeding America"
- Over 55,000 free ATMs across the US
4.5 / 5.0 (14 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Debit Card
Instant Decision
No Credit Check
No Foreign Transaction Fee
Ultimate Financial Offer
Young Adults
Reward Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Foreign transaction fee: $0.00
Monthly maintenance fee: $0.50 per month when the balancer is $5 and under
Monthly Fee: $0.00
Annual fee: $0.00


LIMITATIONS: Yotta Debit Card is not working in all countries. Card transactions and ATM withdrawals will be declined in: Belarus, Burundi, The Central African Republic, Cuba,
Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Syria, Ukraine, Venezuela, Yemen and Zimbabwe.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- No foreign FX fee
- Chance to win $10 million
- Possibility to get next purchase for free
- Supports "Feeding America"
- Early direct deposit
Least attractive:
- Maintenance fee
- No cash deposits
- Does not work in all countries
- Low winning odds

Rewards & Benefits

Reward Type:
Other Rewards
Reward Unit:
- 1,000 bonus tickets (terms apply)
- 1 bonus ticket for every $10 spent
- 1 in 100 odds when using your card with Lucky Deal merchants
- 1 in 100 for 30 days with every referral
Yearly Limit:
Other Benefits:
- Mastercard Zero Liability Protection
*See website for additional benefits
Online Access:

*The information provided for Yotta Debit Mastercard® is believed to be accurate at the time of evaluation (Sep 11, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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