- Receive 2,500 bonus points upon your first purchase
- Enjoy free Online Shipping
- Earn 3 Points per $1 spent at Williams-Sonoma
- Earn 1 Point per $1 spent everywhere else
- Earn $25 Gift Card bonuses or statement credits
- Exclusive access to culinary experiences around the world
- Plus no annual fee
- Please see terms and conditions for complete detail
5.0 / 5.0 (86 votes)
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Information - Rates - Fees

Intro APR:
See Terms*
Intro Period:
See Terms*
13.74%, 17.74% or 21.74%*
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded Card
Instant Decision Card
Low Interest Credit Card
Reward Card
Credit Needed:
Grace Period:
23 days*
Min Finance Charge:
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:
Transfer Fee (%):
Minimum Fee:

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):
Minimum Fee:

Other Fees

Additional Fees
Foreign Transaction: 3%
Returned Payment: up to $35.00

Review by

There is an online application for the Williams-Sonoma Visa Signature Card. Applicants can get approved within seconds to find out if they can access the many features of the card. When approved, cardholders can begin earning reward points in a number of ways. Reward points are earned with every dollar spent - and more when used at Williams-Sonoma. There are also bonus earning opportunities when the card is used for a qualifying purchase during the intro period as well as when used on a bridal registry at the store.

Points can be used for Williams-Sonoma gift cards, statement credits and culinary experienced at the stores worldwide. The Visa Signature card also provides 24/7, personalized concierge for cardholders. This allows them to get help with dining, travel, tickets and much more. A live representative will help a cardholder to make reservations, answer questions globally and much more. Managing the account is made simple with the use of online account tools as well as customer service.

Bills can be paid online to avoid mailing a check and statements can be downloaded to the computer to make managing finances that much easier. Cardholders can save year round at Williams-Sonoma and access many features with this Visa card.


Most attractive:
- No annual fee
- Bonus points
- Low intro rates
Least attractive:
- Cannot find one

Rewards & Benefits

Reward Types:
Other Rewards Cards
Universal Reward Cards
Reward Unit:
- 2,500 bonus points upon your first purchase
- 3 Points per $1 spent at Williams-Sonoma
- 1 Point per $1 spent everywhere else
- $25 Gift Card bonuses or statement credits
Yearly Limit:
Other Benefits:
*See terms and conditions for other benefits
Online Access:
Credit Reporting:

The information provided for Williams-Sonoma Visa® Signature Card is believed to be accurate at the time of evaluation (Sep 15, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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