- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
- *Please see site for full terms and conditions.
4.5 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Debit Card
EMV Chip
Instant Decision
Intro Bonus
Tax Refund
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Activation Fee: $0
Direct Deposit Fee: $0
Monthly Fee: $0 with eligible direct deposit

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The popularity of prepaid debit cards has been growing of late. This is partly due to an increase in credit issues all over the world, but some people simply do not like the complicated fee structures and potential penalties.

Prepaid debit cards are indeed much simpler and usually cost you less in the long run. While the benefits are also limited, prepaid debit cards are suitable for people who want simple functionality and convenience.

There may be no card more convenient than the one MasterCard issued debit card affiliated with Walmart. It costs you nothing to make purchases but it is also free to add money at Walmart locations around the world or through Direct Deposit. MasterCard Zero Liability insurance is also included at no charge.


Most attractive:
- Easy to get and use
- MasterCard card benefits
- No application fee
Least attractive:
- Monthly maintenance fee

Rewards & Benefits

Reward Types:
Cash Back Rewards
Gas Rewards
Other Rewards
Reward Unit:
- 3% cash back at Walmart
- 2% cash back at Walmart fuel stations
- 1% cash back at Walmart stores
Yearly Limit:
Other Benefits:
- Online related services
- Safer than Cash
- Easy to get, use and reload
- Optional Green Dot MoneyPak
*See Terms and Conditions for other benefits
Online Access:

*The information provided for Walmart MoneyCard® is believed to be accurate at the time of evaluation (Jul 4, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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