- No Credit Check – Complete the form and we’ll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
5.0 / 5.0 (86 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Foreign currencies transaction fee: 3%
Participation Fee: $7.95 monthly with Direct Deposit enabled, $9.95 without Direct Deposit

ACH transfer fee - $0.95
ATM balance inquiry fee (Int'l) - $1.95
ATM withdrawal Fee (Domestic) - $1.95
ATM withdrawal decline fee (Int'l) - $1.95
ATM withdrawal decline fee (Domestic) - $0.95
ATM withdrawal fee (Int'l) - $4.95
Bill Pay Fee (electronic and Paper Check) - $0.95
Bill Pay fee (Check Cancellation) - $9.95
BuddyMoney transfer fee - $0.95
Cancellation fee - $14.95
Card replacement fee - $14.95
Card-to-Card transfer fee - $0.95
Cash Advance fee - $4.95
Direct deposit - $0.00
Domestic signature transaction fee - $0.00
Express shipping fee - $19.95
Inactivity fee - $3.95
Int'l signature transaction fee - $0.00
Late charge (per day) - $3.00
Overdraft advance - $50.00
Overdraft advance fee - $15.00
PIN transaction decline fee - $0.95
PIN transaction fee (Domestic and Int’l) - $0.95
Paper statement fee - $2.95
SMS/Email alerts fee - $0.00
Secondary card fee - $9.95


The maximum amount that can be spent on your Card per day is $2,000. The maximum value of your Card is restricted to $2,000.

Review by

The Vision Premier Visa card is a prepaid intended for individuals who want to receive their payroll immediately it's available. Card members can have their employers pay in their payroll at no extra cost. There are numerous methods through which a card members may deposit funds, some of them include: Western Union, Visa ReadyLink, MoneyGram, ExpressPayment, WalMart, and PreCash.

Although a weekly fee is charged, card members can avoid the fee by downloading and filling out a form signing up for direct deposit. Once this form is submitted, such members will have to conduct up to 15 transactions or deposit $500 or more during the month.

Visa's Zero Liability Policy protects members who report lost or stolen cards from unauthorized transactions.


Most attractive:
- Free rewards program
- No Activation Fee with Mail-in Rebate
- 100% Approval


- Earn one point for every $1 you spend
- Earn 200 reward points and redeem $1 towards the purchase of prepaid wireless airtime.
Other Benefits:
- Free Roadside Assistance
- Free Savings Account
- Account online management
- Free Direct Deposit
- Easy load options
- Free automated voice response
- Free activation Fee with Mail-in Rebate
Online Access:
100% Guarantee Approval:

The information provided for Vision Premier® Prepaid Visa® Card is believed to be accurate at the time of evaluation (Oct 22, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.