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  • Credit One Bank Unsecured Visa - No Deposit Required (Fair Credit)

- This unsecured card requires no deposit and can help build your credit
- Receive opportunities for credit line increases, a fee may apply
- See if you Pre-Qualify in less than 60 seconds
- Receive 1% cash back on eligible purchases, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your credit score
4.0 / 5.0 (98 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
17.49% - 25.49% (V)*
Annual Fee:
$0 - $99*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Credit Needed:
Grace Period:
See Terms**
Late Payment Fee:
Up to $37*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
Returned Payment Fee: Up to $35
Foreign Transaction Fee: 3% or $1.00, whichever is greater

Review by

Applying for a Credit One One® Visa® - No Deposit Required can be done in minutes with Credit One. Pre-approval is granted in about a minute. Cardholders can then gain access to a number of features. Managing the account can be done via a toll free number or the internet. Users can pay their bill, find out their account balance and download statements from the online account section of the bank's site.

The card also features platinum status, providing more buying power. The buying power can increases with automatic credit line reviews as well. Other features include travel accident insurance, fraud protection and collision damage waivers when cardholders rent a car. Plus the card is a Visa, the most widely accepted of all credit cards around the globe.


Most attractive:
- Platinum card
- Credit reporting
Least attractive:
- Annual fee
- No Bonus Cash Back

Rewards & Benefits

Reward Unit:
- 1% cash back on eligible purchases, terms apply
Yearly Limit:
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:
See Terms

The information provided for Credit One Bank® Unsecured Visa® - No Deposit Required is believed to be accurate at the time of evaluation (Jan 31, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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