- For a limited time only: Earn up to 25,000 bonus points
- Enjoy 3 Points per $1 on Virgin America purchases
- Earn 1 Point per $1 spent everywhere else
- Low Intro rate on balance transfers for the first 15 months after account opening
- $150 off a companion ticket every year
- No blackout dates on any seat, at any time for reward flights
4.5 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
Applied Towards:
Balance Transfer
Intro Period:
15 months*
24.99% or 15.99%*
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded Card
Instant Decision Card
Low Interest Credit Card
Reward Card
Credit Needed:
Grace Period:
23 days*
Min Finance Charge:
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:
Transfer Fee (%):
Minimum Fee:

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):
Minimum Fee:

Other Fees

Additional Fees
Foreign Transaction: 3%
Returned Payment: up to $35.00

Review by

Earning rewards points is easy when you use this card to make purchases within the Virgin family: you will earn 3 point on the $1. Every other purchase, however, will also earn you 1 point on the $1. However you earn your points you can redeem towards a variety of Virgin rewards.

In addition to Virgin rewards you will also be able to take advantage of exclusive affiliate discounts and upgrades with select spas, resorts, and hotels all over the world. The $150 companion fare discount means you can share the fun with someone and since there are no blackout dates you can enjoy it anytime you like!

Finally you will appreciate saving money with a low annual fee and a low introductory balance transfer interest rate. The standard rate could be quite decent as well.


Most attractive:
- Bonus points
- Additional perks
- Long term intro APR
- Companion ticket discounts
Least attractive:
- Annual fee
- Higher APR for lower credit applicants

Rewards & Benefits

Reward Types:
Airline Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Reward per every $1 spent:
- 20,000 Bonus Points with your first purchase
- 5,000 Bonus Points with a balance transfer in the first 30 days
- 3 points per $1 spent on Virgin America purchases
- 1 point per $1 spent on all other purchases
- 300 Bonus Points for every $5,000 in net purchases per year, up to a Maximum of 1,200 annual Bonus Points
- 10,000 Elevate status points when you spend $25,000 in eligible purchases each year
- $150 off a companion ticket every year
- Deals and upgrades at the world's finest hotels, resorts, and spas
18 months
Yearly Limit:
Other Benefits:
*See terms and conditions for other benefits
Online Access:

The information provided for Virgin America Visa® Signature Card is believed to be accurate at the time of evaluation (Apr 17, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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