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US Bank FlexPerks Travel Rewards Visa Credit Card

US Bank FlexPerks® Travel Rewards Visa Signature® Card

- Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 300 airlines with no blackout dates or online redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle 2014 and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- $0 intro Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases.
- You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards

4.5 / 5.0 (105 votes)

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Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

12 months*

APR:

13.99% - 22.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

US Bank

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Co-Branded
Instant Decision
Low Interest Rate
Reward Card

Credit Needed:

Good*

Grace Period:

24 - 30 days*

Min Finance Charge:

$2.00

Late Payment Fee:

$35.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Minimum Fee:

$5.00

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

4.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

- Convenience Check fee: 3% of each check amount, $5 minimum
- Cash Equivalent fee: 4% of each cash amount, $20 minimum
- Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

Those who travel will benefit significantly from having the US Bank FlexPerks Travel Rewards Visa card. The card is accepted in millions of locations globally, making it easier to earn rewards. The rewards will be earned for every dollar spent. 1 Flexpoint per dollar at all locations will be earned, however double and triple point opportunities exist with the card as well.

The Flexpoints can be saved and used once the desired level is reached. Award travel is available with low levels of rewards for air travel, hotel stays, rental cars and more. Online account management is also provided on the account. This makes it possible to budget more effectively. Customer service is also available 24/7 to answer any account questions.

Features

Most attractive:

- Long term intro rates
- No annual fee 1st year
- Premium rewards
- Additional benefits
- Bonus points

Least attractive:

- Annual fee after first year

Rewards & Benefits

Reward Types:

Airline Rewards
Gas Rewards
Other Rewards
Travel Rewards
Universal Rewards

Reward Unit:

Point

Rewards:

- 20,000 Bonus FlexPoints
- 1 FlexPoint for every $1 of eligible net purchases charged to your card
- 2 FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle 2014 and on most cell phone expenses
- 3 FlexPoints for your charitable donations

Expiration:

None*

Yearly Limit:

None

Other Benefits:

- Free car rental day
- 25% discount on car rental
- Emerald Club Membership at National Car Rental
*See other benefits on card terms and condition page

Online Access:

Yes!

*The information provided for US Bank FlexPerks® Travel Rewards Visa Signature® Card is believed to be accurate at the time of evaluation (Apr 2, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.