- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
- If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
- If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
- Apply online now. Only $2.99 a month or $29.95 a year
4.5 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Student (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Teen Debit Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Purchase fee (Plan A): $4.95
Yearly fee (Plan A): None
Monthly maintenance fee (Plan A): $0.99
Purchase fee (Plan B): None
Yearly fee (Plan B): $24.95
Monthly maintenance fee (Plan B): None
Foreign currency conversion fee(in addition to Visa commission): 2%

Account closure fee - $8.95
Balance inquiry fee - $0.99
Card replacement fee - $6.95
Decline ATM withdrawal - $2.00
Decline fee on payment - $2.00
Decline fee on reloads from ACH - $10.00
Express card delivery - $14.95
Overdraft fee - $3.00
PIN Change(first ever is free) - $0.99
Reimbursing check fee - $12.00
Withdrawal (in addition to ATM fee) - $1.49

Review by

UPSide Visa is a reloadable, prepaid Visa card that is designed for students in the 13-25 age group because of its flexibility. Parents can load money on their card through their own bank account, through credit cards or students can have their paychecks added to the card. It allows the same spending power as Visa, where the card can be used virtually everywhere.

There's never a chance to go into debt, however, because the student can only spend the amount of money that is loaded onto the card. There is online account management and 3 separate options to choose for the way the card is actually handled. There is also protection on the card in case the card is ever lost - making it a safer alternative to carrying cash.


Most attractive:
- Student/Teen debit card
- No activation fee
- No annual fee
Least attractive:
- No rewards


Other Benefits:
* See Terms & Conditions of the card
Online Access:
100% Guarantee Approval:

*The information provided for UPside Student Prepaid Visa® Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.