- $500-$50,000 credit lines
- No annual fees
- No fee to use your card
- No application fee
- Instant decision - find out if you qualify in minutes
- Free credit monitoring, and credit alerts
- Cannot be used at an ATM
4.1 / 5.0 (15 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
6.49% - 29.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded Card
Instant Decision Card
Credit Needed:
Fair*
Grace Period:
N/A*
Min Credit Line:
$500
Max Credit Line:
$50,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00

Features

Most attractive:
- No annual fee
- Low predictable payments
- Free Credit monitoring
Least attractive:
- Cant be used at ATMs
- Not a real credit card

Rewards & Benefits

Rewards:
This card has no rewards program
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!

*The information provided for Upgrade Visa® Card is believed to be accurate at the time of evaluation (May 22, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.