- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built-in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
4.1 / 5.0 (15 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
6.49% - 29.99%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded Card
High Credit Limit
Instant Decision
Ultimate Financial Offer
Credit Needed:
Fair*
Grace Period:
N/A*
Min Credit Line:
$500
Max Credit Line:
$50,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00

Features

Most attractive:
- No annual fee
- Low predictable payments
- Free Credit monitoring
Least attractive:
- Cant be used at ATMs
- Not a real credit card

Rewards & Benefits

Rewards:
This card has no rewards program
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!

*The information provided for Upgrade Visa® Card is believed to be accurate at the time of evaluation (Sep 18, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.