- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
3.7 / 5.0 (18 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
8.99% - 29.99%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
High Credit Limit
Low Interest Rate
No Foreign Transaction Fee
Pre-Qualification
Reward Card
Credit Needed:
Fair*
Grace Period:
N/A*
Min Credit Line:
$500
Max Credit Line:
$50,000
Late Payment Fee:
$0.00*

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
0.00%

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Foreign Transaction Fee: $0
Return Payment Fee: $0

Features

Most attractive:
- No annual fee
- Rewards program
- Low predictable payments
- Free Credit monitoring
Least attractive:
- Cant be used at ATMs
- Not a real credit card

Rewards & Benefits

Reward Types:
Cash Back Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- 1.5% unlimited cash back on card purchases every time you make a payment
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Upgrade Visa® Card with Cash Rewards is believed to be accurate at the time of evaluation (Sep 8, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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