- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else
- $0 fees: $0 annual fee, $0 activation fees, $0 maintenance fees
- Combine the flexibility of a card with the low cost and predictability of a loan
- No-touch payments with contactless technology built-in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
4.0 / 5.0 (7 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
8.99% - 29.99%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
EMV Chip
High Credit Limit
Low Interest Rate
No Foreign Transaction Fee
Pre-Qualification
Reward Card
Credit Needed:
Fair*
Grace Period:
N/A*
Min Credit Line:
$500
Max Credit Line:
$50,000
Late Payment Fee:
$0.00*

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
0.00%

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Foreign Transaction Fee: $0
Return Payment Fee: $0
Return Check Fee: $0

Comments

Applications not accepted in Iowa, Wisconsin, Washington, D.C., and West Virginia.

Features

Most attractive:
- Unlimited rewards
- No annual fee
- No application fee
Least attractive:
- No bonus rewards
- No cash advance

Rewards & Benefits

Reward Types:
Auto Rewards
Cash Back Rewards
Healthcare Rewards
Home Purchase Rewards
Reward Unit:
Cash
Rewards:
- 3% unlimited cash back on Home, Auto, and Health
- 1% on everything else
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Upgrade Triple Cash Rewards Visa® is believed to be accurate at the time of evaluation (Apr 21, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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