Upgrade Triple Cash Rewards Visa
Apply now | Details
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 3% unlimited cash back on every purchase in Home, Health, and Auto categories
- No annual fee
- Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
- Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more
- No touch payments with contactless technology built in
- See if you qualify in seconds with no impact to your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Use your card anywhere Visa is accepted
- Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy
3.6 / 5.0 (9 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
14.99% - 29.99%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Cross River Bank
Card Network:
VISA®
Card Category:
Consumer (Premium)
Card Type:
EMV Chip
High Credit Limit
Low Interest Rate
Reward Card
Credit Needed:
Fair*
Grace Period:
N/A*
Min Credit Line:
$500
Max Credit Line:
$50,000
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:
No
Transfer Fee (%):
5.00%

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Foreign Transaction Fee: Up to 3%
Return Payment Fee: $0
Return Check Fee: $0
Late Payment Fee: May apply

Comments

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

**Not available in DC, IA, WV, WI, GA, MA.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Unlimited rewards
- No annual fee
- No application fee
Least attractive:
- No bonus rewards
- No cash advance

Rewards & Benefits

Reward Types:
Auto Rewards
Cash Back Rewards
Healthcare Rewards
Home Purchase Rewards
Reward Unit:
Cash
Rewards:
- 3% unlimited cash back on Home, Auto, and Health
- 1% on everything else
- $200 bonus rewards
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Upgrade Triple Cash Rewards Visa® is believed to be accurate at the time of evaluation (May 28, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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