- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions**
- Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fees, no foreign transactions fees
- Get preapproved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay™ or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
4.0 / 5.0 (18 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
14.99% - 29.99%*
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Crypto Card
High Credit Limit
Low Interest Rate
No Foreign Transaction Fee
Reward Card
Credit Needed:
Grace Period:
Min Credit Line:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:
Transfer Fee (%):

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Foreign Transaction Fee: $0
Return Payment Fee: $0
Return Check Fee: $0


*Not available in DC, IA, WV, WI, NC, NH, HI.

**To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it Refer to Program Terms. Your Upgrade Card must be in good standing to receive a bonus.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Unlimited bitcoin rewards
- No application fee
- No annual fee
Least attractive:
- No cash advance
- No bonus

Rewards & Benefits

Reward Type:
Crypto Back Rewards
Reward Unit:
- $200 bonus rewards
- 1.5% back in Bitcoin on payments
Yearly Limit:
Other Benefits:
- $0 Fraud Liability
- Extended Warranty Program
- Roadside Assistance
- Price Protection
- Travel Assistance Services
- Emergency Assistance Services
- Concierge Service
Online Access:
Credit Reporting:

*The information provided for Upgrade Bitcoin Rewards Visa® is believed to be accurate at the time of evaluation (Nov 7, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: