- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions**
- Earn 1.5% unlimited cash back in bitcoin when you make payments
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fees
- No foreign transactions fees
- Get pre-approved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay™ or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
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Information - Rates - Fees

Intro APR:
Intro Period:
8.99% - 29.99%*
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Crypto Card
High Credit Limit
Low Interest Rate
No Foreign Transaction Fee
Reward Card
Credit Needed:
Grace Period:
Min Credit Line:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:
Transfer Fee (%):

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Foreign Transaction Fee: $0
Return Payment Fee: $0
Return Check Fee: $0


*State Exclusions: Not available in DC, Hawaii, Iowa, Louisiana, Nevada, New Hampshire, North Carolina, West Virginia and Wisconsin.

**To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 worth of bitcoin provided will be based on the reference rate at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and such bitcoin may change in value by the time you are able to redeem it. See additional information applicable to bitcoin accounts and services. Your Upgrade Card must be in good standing to receive the bonus.


Most attractive:
- Unlimited bitcoin rewards
- No application fee
- No annual fee
Least attractive:
- No cash advance
- No bonus

Rewards & Benefits

Reward Type:
Crypto Back Rewards
Reward Unit:
- $200 bonus rewards
- 1.5% back in Bitcoin on payments
Yearly Limit:
Other Benefits:
- $0 Fraud Liability
- Extended Warranty Program
- Roadside Assistance
- Price Protection
- Travel Assistance Services
- Emergency Assistance Services
- Concierge Service
Online Access:
Credit Reporting:

*The information provided for Upgrade Bitcoin Rewards Visa® is believed to be accurate at the time of evaluation (Jun 26, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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