Total VISA® Credit Card
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If Approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If Approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
Information - Rates - Fees
Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
APR Type:
variable
Annual Fee:
See Terms*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Instant Decision Card
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
See Terms*
Late Payment Fee:
See Terms*
Balance Transfers
Balance Transfer:
No
Cash Advances
APR on Cash Advances (%):
See Terms
Other Fees
Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
See Terms* -
Review by CreditCardsLab
The Total Visa credit card has slightly high Purchase APR while that on cash advances is moderate. There is no balance transfer feature.
Online account management and round the clock customer service come at no extra cost. There is no reward program on this card. This credit card is issued by The Bank of Missouri and they report to all major credit bureaus.
Features
Most attractive:
- Instant online decision
- Bad credit accepted
- Reporting to Major Credit Bureaus
- Bad credit accepted
- Reporting to Major Credit Bureaus
Least attractive:
- Slightly high APR
Rewards & Benefits
Rewards:
There is no reward program for this card*
Other Benefits:
- Instant On-Line Decision
- Fraud Protection
- Outstanding Customer Service
- Free 24 Hour Online Account Access
- Reports to All Major Credit Bureaus
- Fraud Protection
- Outstanding Customer Service
- Free 24 Hour Online Account Access
- Reports to All Major Credit Bureaus
Online Access:
Yes!
Credit Reporting:
Yes
The information provided for Total VISA® Credit Card is believed to be accurate at the time of evaluation (Aug 22, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
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