- Initial refundable deposit of $300 becomes your credit limit
1% Cash Back rewards on every purchase
- Free access to your Vantage 3.0 Score from TransUnion (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard is accepted
$0 Fraud Liability
- Checking Account Required
4.0 / 5.0 (17 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
APR Type:
variable
Annual Fee:
$69*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Guaranteed Approval
Instant Decision
New to Credit
No Credit / New to Credit
Pre-Qualification
Reward Card
Credit Needed:
Accepts All*
Grace Period:
*
Min Credit Line:
$300
Max Credit Line:
$1,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
19.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$5.00

Other Fees

Application Fee:
See Terms
Additional Fees
- Return Check Fee: Up to $40
- Additional Card Fee: $30.00
- Foreign Transaction: 3% of each transaction in U.S. dollars.

Comments

Not available in IL

Features

Most attractive:
- All credit accepted
- Instant decision
- Credit reporting
- High credit lines
Least attractive:
- Annual fee
- No rewards bonus
- Additional card fee

Benefits

Rewards:
- 1% cash back rewards on all purchases
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
See website for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for Surge Secured Mastercard® is believed to be accurate at the time of evaluation (May 14, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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