- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $500.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Checking Account Required
4.0 / 5.0 (8 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
See T&C*
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
See Terms and Conditions for card Fees

Review by

Ready for a better financial opportunity? The Surge credit card, backed by Mastercard, delivers many advantages, regardless of one's credit history. With a faster approval process, today's modern consumers will appreciate the straightforward approach from this bank and this offer.

These days, consumers want more, but they don't want to be overwhelmed with the unnecessary 'fluff' that comes with many of today's financial tools. Fortunately, customers have seen firsthand the difference a simpler approach makes. No worries about hidden or surprise fees and no worries about changing policies; you'll see a transparent business model designed with the customer as the priority. Isn't that what we all really want, anyway?

Not only will you have the strength of Mastercard behind you, but you'll enjoy the latest in payment processing, bill management and online services in one convenient website. Safety is our priority so you don't have to lose sleep over the ever-increasing hacks. Rest assured we are focused on keeping your information safe.

Applying is easy and finding the terms and conditions is always front and center. Apply quickly online for a fast answer or if you've received a pre selected offer in the mail, you can easily access the terms of your offer with the certificate number provided.


Most attractive:
- All credit accepted
- Instant decision
- Credit reporting
- High credit lines
Least attractive:
- Annual fee
- Maintenance fee
- Initial fee

Rewards & Benefits

Other Benefits:
See website for other benefits
Online Access:
Credit Reporting:

The information provided for Surge Mastercard® credit card is believed to be accurate at the time of evaluation (Oct 4, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: