Surge® Platinum Mastercard®

- See if you PreQualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
- An unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for estatements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Information - Rates - Fees
Instant Decision
No Credit / New to Credit
Pre-Qualification
Starter
Balance Transfers
Cash Advances
Other Fees
Return Payment Fee: Up to $41.00
Annual Fee: from $75 to $125
Monthly Maintenance Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month)
Additional Card Fee: $30 (one time, if applicable)
Foreign Trans Fee: 3% of each transaction in U.S. dollars
Review by CreditCardsLab
Ready for a better financial opportunity? The Surge Platinum credit card, backed by Mastercard, delivers many advantages, regardless of one's credit history. With a faster approval process, today's modern consumers will appreciate the straightforward approach from this bank and this offer.
These days, consumers want more, but they don't want to be overwhelmed with the unnecessary 'fluff' that comes with many of today's financial tools. Fortunately, customers have seen firsthand the difference a simpler approach makes. No worries about hidden or surprise fees and no worries about changing policies; you'll see a transparent business model designed with the customer as the priority. Isn't that what we all really want, anyway?
Not only will you have the strength of Mastercard behind you, but you'll enjoy the latest in payment processing, bill management and online services in one convenient website. Safety is our priority so you don't have to lose sleep over the ever-increasing hacks. Rest assured we are focused on keeping your information safe.
Applying is easy and finding the terms and conditions is always front and center. Apply quickly online for a fast answer or if you've received a pre selected offer in the mail, you can easily access the terms of your offer with the certificate number provided.
Features
- Instant decision
- Credit reporting
- High credit lines
- Maintenance fee
Rewards & Benefits
*The information provided for Surge® Platinum Mastercard® is believed to be accurate at the time of evaluation (Jan 21, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.