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Simmons Bank Visa Platinum Credit Card

Simmons Bank Visa® Platinum

- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.50% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee

5.0 / 5.0 (69 votes)

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Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

7.50%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

Simmons First Bank

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Low Interest Credit Card

Credit Needed:

Excellent*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Late Payment Fee:

$29.00*

Over Limit Fee:

$29.00

Balance Transfers

Balance Transfer:

Yes

Cash Advances

APR on Cash Advances (%):

11.25%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$4.00

Maximum Fee:

$50.00

Other Fees

Application Fee:

$0.00

Additional Fees

Convenience Check: 11.25%
Penalty Rate: 15.25%
Transaction Fee for Convenience Checks: 3.00% of the amount, but not less than $4.00 nor more than $50.00

Review by CreditCardsLab

The Simmons Bank Visa Platinum credit card is issued by Simmons First National Bank, an Arkansas based financial institution. It is a low rate credit card that comes fully fitted with platinum benefits. Cardholders would incur a fixed interest rate that covers most transactions including purchases. This rate remains fixed throughout the duration of card membership.

The card does not charge an annual fee.

Travel Accident Insurance provides accidental death and dismemberment coverage applying towards common carrier tickets (airline, rail, bus, cruise line etc.) Anytime a common carrier ticket is purchased using this card, the traveller automatically enjoys coverage of up to $1,000,000 on travel. Other benefits include auto rental insurance, emergency cash and card replacement, and global acceptance.

Features

Most attractive:

- No annual fee
- Additional benefits
- Platinum Card coverage
- Low fixed APR for Purchases
- No fee Balance Transfer offer

Least attractive:

- No rewards program
- Only applicants with Excellent credit will be approved

Rewards & Benefits

Other Benefits:

- Auto Rental Insurance
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement

Online Access:

Yes!

The information provided for Simmons Bank Visa® Platinum is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.