- *Guaranteed Online Approval
- $7,500 Unsecured credit line
- No Credit Checks or Credit Turndowns
- No Employment Verifications!
- Credit Limit Increases Available!
- Establish Credit By Reporting to Major Credit Bureau
3.8 / 5.0 (26 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Guaranteed Approval
Shopping Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
  APR for Purchases - 0%
Enrollment Fee - $9.95
Fee for Exceeding the Credit Limit - N/A
Fee for Returned Checks - $30.00
Fees for Paying Late - $10.00
Grace Period for Balances of Purchases - N/A
Grace Period for Repayment - N/A
Inactivity Fee - $19.95
Minimum Finance Charge - N/A
Returned ACH Debits & Credit Cards - $30.00
Transaction Fee for Purchases - N/A
Variable-rate Information - N/A


When you complete the application you will receive the $7,500 Unsecured Diamond Platinum Shopping Card for use exclusively at the USA Shopping Club.

Review by

Get a good credit rating with a Diamond Platinum Shopping Card. You get the card with no credit check and $7,500 initial credit that you can use to buy name brand products and services at discount prices. When you make your payments on time, you can raise your limit and they will report to a major credit bureau so your credit rating will gradually go back up. There are plans where you can get discounted prescription drugs, eyeglasses, roadside emergency and a nurse hotline. There is an initial enrollment fee but no fees for using the card. You only pay fees for late payments, returned cards and inactivity. They are well worth it for the convenience of having plastic to shop online.


Most attractive:
- Credit reporting
- $7,500 unsecured credit line
- *Guaranteed approval
- Platinum benefits
Least attractive:
- Limited use
- Enrolment fee


Online Access:
100% Guarantee Approval:

The information provided for Diamond Platinum Shopping Card is believed to be accurate at the time of evaluation (Jul 15, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.