Self - Credit Builder Account + Secured Visa® Card
- If you have an active Credit Builder Account, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the Self Secured Visa Credit Card*, without a hard credit check. Criteria subject to change.
- Build credit and savings at the same time.
- Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
- At the end of your plan, unlock the savings you built - minus interest and fees.
- The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
- *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa(r) Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. The secured Self Visa(r) Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
- Build credit and savings at the same time.
- Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
- At the end of your plan, unlock the savings you built - minus interest and fees.
- The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
- *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa(r) Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. The secured Self Visa(r) Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
Information - Rates - Fees
Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
Instant Decision
No Credit Check
Ultimate Financial Offer
Card for Bad Credit
Damaged Credit
Instant Decision
No Credit Check
Ultimate Financial Offer
Credit Needed:
Accepts All*
Grace Period:
N/A*
Min Credit Line:
$525
Max Credit Line:
$1,700
Late Payment Fee:
N/A*
Balance Transfers
Balance Transfer:
No
Other Fees
Opening Minimum:
$25.00
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
Finance charge: $46
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.
Features
Most attractive:
- Helps build/ rebuild your credit
- No credit history needed to apply
- Free credit score
- Credit reporting
- No credit history needed to apply
- Free credit score
- Credit reporting
Least attractive:
- You will not access the secured card at once
- No rewards program
- No intro offer
- No rewards program
- No intro offer
Rewards & Benefits
Rewards:
This card has no rewards program
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
Credit Reporting:
Yes
*The information provided for Self - Credit Builder Account + Secured Visa® Card is believed to be accurate at the time of evaluation (Dec 3, 2024). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.
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