- Get the savings plan that helps build credit today!
- Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
- Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%.
- Please refer to self.inc/pricing for the most recent pricing options.
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Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
Instant Decision
No Credit Check
Ultimate Financial Offer
Credit Needed:
Accepts All*
Grace Period:
Min Credit Line:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
Finance charge: $46
Administrative fee: $9 (Non-refundable)


All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification and consumer report review and approval. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. All Certificates of Deposit (CD) are deposited in Lead Banks, Member FDIC, Sunrise Banks, N.A., Member FDIC or Atlantic Capital Bank, N.A., Member FDIC.

The Self Visa Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Helps build/ rebuild your credit
- No credit history needed to apply
- Free credit score
- Credit reporting
Least attractive:
- You will not access the secured card at once
- No rewards program
- No intro offer

Rewards & Benefits

This card has no rewards program
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:

*The information provided for Self - Credit Builder Account + Secured Visa® Card is believed to be accurate at the time of evaluation (Jan 4, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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