- An initial credit limit Up To $500 (See terms*)
- 2X Rewards Power - Up To 10% Cash Back when you buy and 1% Cash Back^^ when you pay!
- Opportunity to request credit limit increase after twelve months, fee applies.
- A Card That Works as Hard as You Do - Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments^^ and Build Your Credit Along the Way!¹
- Reports monthly to all three major credit bureaus.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.
3.5 / 5.0 (29 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Applied Towards:
Cash Advance
Intro Period:
N/A*
APR:
35.99%*
Annual Fee:
See Terms*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
Instant Decision
Rebuild Credit
Starter
Unsecured
Reward Card
Credit Needed:
Poor*
Grace Period:
21 days*
Min Credit Line:
$500
Late Payment Fee:
Up to $41*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
35.99%
Cash Advance Fee (%):
10.00%
Minimum Fee:
$3.00

Other Fees

Additional Fees
Returned Payment Fee: Up to $41
Annual Fee: $75 1st year, $48 after*
Monthly Fee: None 1st year, $8.25 after*
Program Fee: $95*

Comments

*See rates, fees, costs, and limitations for additional details.
^^See Revvi Rewards Program Terms & Conditions for details.
- Not available for NY customers

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Credit Building
- Rewards Program
- Instant Decision
- Fraud Protection
- Accessible Approval
Least attractive:
- First Year Annual Fee
- Program Fee
- Monthly Service Fee

Rewards & Benefits

Reward Type:
Cash Back Rewards
Reward Unit:
Cash
Rewards:
- 2X Rewards Power - Up To 10% Cash Back when you buy and 1% Cash Back^^ when you pay!
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
See website for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Revvi Card is believed to be accurate at the time of evaluation (Nov 24, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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