Reflex Platinum Mastercard
Apply now | Details
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you're PreQualified with no impact to your credit score
All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for estatements)
- Initial Credit Limit of from $300 to $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
4.0 / 5.0 (11 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
29.99%*
APR Type:
variable
Annual Fee:
See Terms*
Issuer:
Celtic Bank
Card Network:
Mastercard®
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
Pre-Qualification
Starter
Credit Needed:
Fair*
Grace Period:
25 days*
Min Credit Line:
$300
Max Credit Line:
$1,000
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
See Terms

Other Fees

Application Fee:
See Terms
Additional Fees
- Returned Payment Fee: Up to $41
- Late Payment Fee: Up to $41
- Annual Fee: from $75 to $125
- Late Payment Fee: Up to $41.00
- Return Payment Fee: Up to $41.00
- Monthly Maintenance Fee: $0-$120 annually (billed at $0-$10 per month). The monthly maintenance fee is not billed for the first 12 months.
- Additional Card Fee: $30 (one time, if applicable)
- Foreign Trans Fee: 3% of each transaction in U.S. dollars

Comments

You need to be 18 years or older and have a checking account to apply for this card

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Credit Reporting
- Easy approval
- Low requirements
Least attractive:
- No bonus rewards
- Annual and monthly fees
- High APR

Rewards & Benefits

Other Benefits:
See website for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Reflex® Platinum Mastercard® is believed to be accurate at the time of evaluation (Nov 5, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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