- See if you're Pre-Qualified with no impact to your credit score
All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
4.0 / 5.0 (11 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
Credit Needed:
Grace Period:
25 days*
Min Credit Line:
Max Credit Line:
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
See Terms

Other Fees

Application Fee:
See Terms
Additional Fees
- Returned Payment Fee: Up to $41
- Late Payment Fee: Up to $41
- $300 Credit Limit has a $75 Annual Fee for the first year and a $99 Annual Fee for the second year
- $500, $750, and $1,000 Credit Limits have $125 Annual Fee


You need to be 18 years or older and have a checking account to apply for this card

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Credit Reporting
- Easy approval
- Low requirements
Least attractive:
- No bonus rewards
- Annual and monthly fees
- High APR

Rewards & Benefits

Other Benefits:
See website for other benefits
Online Access:
Credit Reporting:

*The information provided for Reflex® Platinum Mastercard® is believed to be accurate at the time of evaluation (Jan 4, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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