- See if you're Pre-Qualified with no impact to your credit score
All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
4.0 / 5.0 (11 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
25.90% - 29.99%*
APR Type:
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
Starter Credit Card
Credit Needed:
Grace Period:
See T&C*
Min Credit Line:
Late Payment Fee:
Up to $40*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
See Terms

Other Fees

Application Fee:
See Terms
Additional Fees
- Return Check Fee: Up to $40
*See Terms and Conditions for card Fees


You need to be 18 years or older and have a checking account to apply for this card


Most attractive:
- Credit Reporting
- Easy approval
- Low requirements
Least attractive:
- No bonus rewards
- Annual and monthly fees
- High APR

Rewards & Benefits

Other Benefits:
See website for other benefits
Online Access:
Credit Reporting:

*The information provided for Reflex Mastercard® Credit Card is believed to be accurate at the time of evaluation (Dec 11, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.