Get money to your employees for purchases instantly. Avoid the hassles and costs of traditional credit cards. No other corporate card gives you all these features:
- Instant funds disbursement to employee cards
- 24/7 control over where and how much employees can spend
- Specify spend category or daily limits with online tools
- Block, remove, or add funds to cards instantly
- Review spending as it occurs online
- Monthly reporting
- Protect your business and personal credit
- No preset spending limit or line set by a bank - you set your own limits!
- Simple pricing - no transaction or card load fees, no overdraft or penalty fees
- Free 2 Month Trial
- No credit check
4.4 / 5.0 (90 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
2 months*
Annual Fee:
Card Network:
Card Category:
Business (Stored Value)
Card Type:
Guaranteed Approval
Prepaid Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
Additional Fees
One-Time Program Account Set-up Fee: $49.95

ACH Deposit - Free
ACH Withdrawal - $5.00
Account Maintenance - Free
Card Fulfillment - Free
Card Overdraft - Free
Card Replacement - $5.00
Currency Conversion / Event - Free
Express Card / Request - $35.00
Late Payment - $25.00
Live Agent - Free
Monthly Fee Per Card - $7.50
Per Transaction - Free
Return ACH - $25.00


Acceptability Criteria:
- US business Only
- Verifiable business
- Mid to Average Lexis Nexis score

Custom pricing available. Please call us for a custom pricing quote if any of the following apply:
- You expect to issue more than 50 cards
- You plan to have some staff use the card only periodically or seasonally
- You organization is a 501c3 or other charitable/non-profit organization

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The PEX Visa card for Business provides access to the several advantages accompanying corporate prepaid cards as compared to cards offering a line of credit. There's no accumulating debt, interest rate, annual fee to worry about. A prepaid card is all about letting you spend what you have and in the case of this card letting you spend what you have in the best possible way. You could use the card to solve a number of issues most small businesses tend to have. Cash flow problems, employee spending, and expense accountability. This card brings a brand new approach to taking care of these old issues.

A good number of features make this card applicable to a wider range of small business that have employees requiring funds for business purposes.


Most attractive:
- Free Trial Period
- Prepaid Business Credit Card
- No interest charges
Least attractive:
- One-Time Program Account Set-up Fee


Other Benefits:
- Funds are segregated between a corporate holding account and cardholder accounts for control over funds.
- Place daily spending limits on cards.
- Set zero balances or block cards.
- Real-time electronic card funding.
- Reporting package details spending by cardholder or in aggregate.
- Restrict card usage by merchant category.
- Set funding rules per card.
- Pie charts to illustrate corporate spending.
- Set triggered funding rules per card.
Online Access:
100% Guarantee Approval:

*The information provided for PEX Visa® Prepaid Card For Business is believed to be accurate at the time of evaluation (Jun 16, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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