- Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
- Use free direct deposit and get your paychecks faster
- Get account alerts on your mobile device or download our App to check your balance and see recent transactions
- Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
- Earn Cash back rewards from specially selected stores, restaurants and more
- No credit check, overdraft fees or interest charges
- Safer than carrying cash - use it to pay for everyday purchases
4.5 / 5.0 (111 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Guaranteed Approval
Instant Decision Card
Prepaid Debit Card
Shopping Card
Tax Refund Card
Reward Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
Additional Fees
Foreign Transaction Fee: 2.5% of the U.S. Dollar amount of
the Signature or PIN Purchase Transaction

ACH Debit Transaction Decline - $1.00
ATM Transaction Decline Fee - $1.00
Account Maintenance Fee - None
Additional Card Fee - None
Annual Fee (monthly) - $4.95
Balance Inquiry - FREE
Domestic ATM Cash Withdrawal - $1.95
Instant Bank Transfer ($100 or less) - $1.95
Intl. ATM Cash Withdrawal - $1.95
Lost, Stolen Card Replacement - $5.95
Mobile Phone Real-Time Alerts - FREE
Online Account Center - FREE
Over the Counter Cash Withdrawal - $2.50
Preauthorized Payment Decline - $1.00
Statement Mailing Fee (each) - $5.95
Stop Payment Fee - $10.00
Telephone Access Customer Service - FREE

Review by

The PayPal Prepaid MasterCard is packed with features that are easy to use. The card is linked with the PayPal account, making it possible to access funds quickly. Any amount of funds in the PayPal account can be used with the MasterCard. And because it's a MasterCard, it can be used around the globe.

It can be used for purchases online, over the phone or in person with millions of merchants. Loading the card can be done with reload cards, reload stations and direct deposit. Tax refunds can be placed onto the card and bank transfers make it easy to add money from another bank account. Online tools also make it easy to know how much is in the account and what the card has been used for in the past.


Most attractive:
- No credit check
- No overdraft fees
- No interest charges
- Instant approval
Least attractive:
- Some Plans are paid


- Cash back rewards from your favorite stores and restaurants!
Other Benefits:
*See Terms and Conditions of the Card
Online Access:
100% Guarantee Approval:

The information provided for PayPal™ Prepaid MasterCard® Card is believed to be accurate at the time of evaluation (Oct 23, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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