- Full privilege *guaranteed approval secured Visa® credit card
- Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service.
- Get free Ipod after your third month of membership
- Enrollment in a Discount Savings program membership
- Reports to all credit bureaus (TransUnion, Experian, Equifax)
2.5 / 5.0 (21 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.50%*
APR Type:
fixed
Annual Fee:
$59*
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Instant Decision
Credit Needed:
Bad Credit OK*
Grace Period:
0 days*
Min Finance Charge:
$0.50
Min Credit Line:
$300
Max Credit Line:
$5,000
Late Payment Fee:
$20.00*
Over Limit Fee:
$20.00

Balance Transfers

Balance Transfer:
No

Cash Advances

Minimum Fee:
$1.00
Maximum Fee:
$20.00

Other Fees

Additional Fees
Co-Applicant fee: $12.95

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Free Airline Tickets
- Free Long Distance Service
- Platinum membership
- Reports to all credit Bureaus
- *Guaranteed approval card
Least attractive:
- Slightly high APR for purchases
- Annual membership fee

Rewards & Benefits

Other Benefits:
- Reports to TransUnion, Equifax, and Experian
- Two Free Airline tickets with Resort stay
- Free long Distance Service
- Free Ipod after 3 month membership
- Discount Savings program membership
- High APY on savings
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Onyx The New Black Visa Credit Card is believed to be accurate at the time of evaluation (Sep 7, 2012). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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