- Credit lines available from $200 to $5,000! Low 14.74% variable interest rate on purchases- with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- See website for additional Oakstone Gold Secured Mastercard® details
4.0 / 5.0 (10 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
High Credit Limit
Low Interest Rate
Rebuild Credit
Credit Needed:
Bad Credit OK*
Grace Period:
Up to 25 days*
Min Credit Line:
Max Credit Line:
Late Payment Fee:
Up to $40*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):
Minimum Fee:

Other Fees

Opening Minimum:
Application Fee:
Additional Fees
Foreign transaction fee: 3%
Returned payment fee: Up to $29
Minimum Interest: $1.50


- Not available in the states of AR, IA, NY, or WI.

- Must have a valid debit, credit, or prepaid account.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Rewards & Benefits

This card has no rewards program
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:

*The information provided for OakStone Secured Mastercard® Gold Credit Card is believed to be accurate at the time of evaluation (Jul 5, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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