- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
4.0 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Teen Debit Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
Additional Fees
  Application fees - FREE
Balance notifications (cell, email) - FREE
Bank-to-card transfer - FREE
Customer service - FREE
Employer direct deposit - FREE
Monthly maintenance fee - $2.95
PIN and signature transactions fee - FREE
Purchase fee (cell, email) - FREE
Reload fees - $2.95
Shipping fee - FREE

Review by

The nFinanSe Visa Network Reloadable Prepaid Card gives cardholders a card that has the Visa Logo on it without making credit card payments or spending money they don’t have. There is no having to deal with interest, late fees, or overdraft fees. The amount of money that is spent is strictly the amount that is in the account. This is a safe way for money to be managed because the card can be replaced when lost or stolen, whereas cash cannot. Cardholders also feel more secure because the card is not tied to their credit or other personal information.

There is a monthly fee tied to the account that is only a few dollars and a fee when reloading the card at one of the many reload centers throughout the United States. Loading money through bank-to-card transfer and employer direct deposit are done for free.


Most attractive:
- Low fee card
- Visa benefits
- Suitable for Teens
- 5$ bonus with first card load
Least attractive:
- Maintenance fee


- Get $5.00 added to card with first $50 or more load
Online Access:
100% Guarantee Approval:

The information provided for nFinanSe Visa® Reloadable Prepaid Debit Card is believed to be accurate at the time of evaluation (Aug 6, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.