- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
4.1 / 5.0 (23 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Card
Teen Debit
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
Additional Fees
  Application fees - FREE
Balance notifications (cell, email) - FREE
Bank-to-card transfer - FREE
Customer service - FREE
Employer direct deposit - FREE
Monthly maintenance fee - $2.95
PIN and signature transactions fee - FREE
Purchase fee (cell, email) - FREE
Reload fees - $2.95
Shipping fee - FREE
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The nFinanSe Discover Network Reloadable Prepaid Card gives cardholders the ability to enjoy the ability to use a card with the Discover logo on it without making payments, dealing with interest, having to content with late fees, or paying over limit fees. The money on the card that can be spent is the amount that the cardholder has deposited upon it. This is a safe way to manage money because the card is easily replaced when lost or stolen, making it safer than cash. It also adds to the security of carrying out transactions on the Internet.

There is a very small monthly fee that is charged and a small reload fee when the card is reloaded at one of the thousands of reload centers in the U.S. Loading money onto the card through direct deposit and bank to card transfer is done for free.

Features

Most attractive:
- Discover network card
- Stored value benefits
- Low fee card
Least attractive:
- Monthly fee

Benefits

Rewards:
- FREE $5.00 added to card with first value load of $50 or more
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for nFinanSe Discover® Network Reloadable Prepaid Card is believed to be accurate at the time of evaluation (Aug 6, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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