- Enjoy a $1,000 Credit Line!
- No Credit Checks & No Credit Turndowns!
- Buy Now... Pay Later!
- Low Monthly Payments!
3.3 / 5.0 (32 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Guaranteed Approval
Instant Credit
No Credit Check
Credit Needed:
Accepts All*
Grace Period:
Min Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
Additional Fees
Cancelation fee: None
Processing fee: none
Returned payment fee: $30.00
Application fee: $29.95
Membership fee: $21.94

*See Terms & Conditions -


The Next Millennium Online credit line is a members-only club for online shopping. Purchase your products now and enjoy our low monthly payments. Only $19.95 per month with a one-time enrollment fee.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Next Millennium shopping card offers an affordable way to buy name brand merchandise at a good price and on a buy now pay later basis for a low cost. There is no interest, but there is a monthly membership fee. This membership fee does not only encompass the cost of the ability to make purchases in the My Unique Outlet online store, but it also covers a number of other benefits that can save members hundreds or thousands of dollars.

The first benefit is the roadside assistance. Members have access to towing, winching, fluid delivery, lock-out assistance, jump starts, and tire changes at no cost. This is a service that is available 24/7.

The second benefit is the legal assistance. The legal assistance entitles members to initial phone and face-to-face consultations on new legal matters, the review of up to six pages of independent legal documents with no limit to the number of new documents presented, the preparation of a free Simple will, access to Living will forms, small claims court advice, and assistance in solving government issues.

The last set of benefits is the daily deal discounts. These discounts are available in over 6,000 cities, they are personalized to meet your needs and interests, and there is a mobile application to help you locate these discounts.


Most attractive:
- Unsecured credit
- Shopping card benefits
- No credit check
- Guaranteed approval
Least attractive:
- Limited card use


Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:
100% Guarantee Approval:

*The information provided for Next Millennium Catalog Shopping Card is believed to be accurate at the time of evaluation (Oct 24, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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