- Greater access to credit than before: $700 credit limit
- Get a Mastercard accepted online, in-store and in-app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
3.5 / 5.0 (78 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Damaged Credit
EMV Chip
Instant Decision
Credit Needed:
Grace Period:
25 days*
Min Finance Charge:
Max Credit Line:
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):
Maximum Fee:

Other Fees

Additional Fees
Annual Fee: $175 the first year; $49 thereafter*
Late Payment Fee: Up to $41.00
Returned Payment: Up to $41.00
Foreign Transaction Fee: 1% of each transaction in U.S. dollars

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Embark on a journey of financial rejuvenation with the Milestone Mastercard. This card emerges as a trustworthy ally for individuals navigating the complexities of credit rebuilding. With its recent updates, the Milestone credit card addresses the core needs of consumers who have long sought clarity and control in their financial decisions.

Featuring a newly increased credit limit of $700 and an annual fee that is transparently set at $175 for the first year and $49 thereafter, this card demystifies the credit card application process. Issued by the Bank of Missouri and managed by Concora Credit, Inc., it caters to those with less-than-perfect credit scores or a history of bankruptcy. The application process respects the user's credit score, ensuring no negative impact during the initial stages.

What sets the Milestone Mastercard apart is its commitment to providing a comprehensive suite of benefits through the Mastercard Gold platform. These benefits, coupled with the card's widespread acceptance, make it an ideal tool for daily use and travel. Moreover, the card's emphasis on reporting to all three major credit bureaus underscores its role as a catalyst in credit score improvement, guiding users towards a brighter financial future.


Most attractive:
- Up to $700 credit line
- Widely accepted
- Reports to all three major credit bureaus
Least attractive:
- Fees and high rates
- No unique features

Rewards & Benefits

Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:

*The information provided for Milestone® Mastercard® is believed to be accurate at the time of evaluation (Apr 27, 2024). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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