- Greater access to credit than before: $700 credit limit
- Get a Mastercard accepted online, in-store and in-app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
4.0 / 5.0 (9 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Building Credit
EMV Chip
Instant Decision
Credit Needed:
Grace Period:
25 days*
Max Credit Line:
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
Minimum Fee:

Other Fees

Additional Fees
Annual Fee: $175 the first year; $49 thereafter*
Late Payment Fee: Up to $41.00
Over Limit Fee: Up to $41.00
Foreign Transaction Fee: 1% of each transaction in U.S. dollars


*Depends on creditworthiness

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Milestone Mastercard®, updated and refined to meet the needs of modern consumers, stands as a beacon of financial empowerment. In a world where credit card offers are often shrouded in ambiguity, the Milestone Mastercard brings clarity and control back to the consumer. This card is tailored for individuals seeking to rebuild or repair their credit, offering a transparent and straightforward path to financial recovery.

With an updated credit limit of $700 and a revised fee structure of $175 for the first year and $49 in subsequent years, the Milestone Mastercard aligns with the modern consumer's demand for fairness and transparency. The card, issued by the Bank of Missouri and managed by Concora Credit, Inc., ensures that cardholders are well-informed about the terms of their credit without any impact on their credit score during the application process.

One of the card's standout features is its global acceptance and array of Mastercard Gold benefits, including extended warranty and price protection. The application process is streamlined and entirely online, making it accessible and convenient. For those rebuilding their credit, the Milestone Credit Card not only offers a viable financial tool but also a journey towards improved financial wellness, backed by the assurance of reporting to all three major credit bureaus.


Most attractive:
- Fully online application
- High credit line
- Reports to all three major credit bureaus
Least attractive:
- High annual fee and APR
- Penalties and late fees

Rewards & Benefits

Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:

*The information provided for Milestone® Mastercard® is believed to be accurate at the time of evaluation (Jan 8, 2024). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.