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Merrick Bank Double Your Line Secured Mastercard

Merrick Bank Double Your Line® Secured Credit Card

- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.

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Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

22.70%*

APR Type:

variable

Annual Fee:

$36*

Issuer:

Merrick Bank

Card Network:

Mastercard®

Card Category:

Consumer (Secured)

Card Type:

Building Credit
Card for Bad Credit
Damaged Credit
Low Interest Rate
No Credit / New to Credit
No Credit Check

Credit Needed:

Accepts All*

Grace Period:

25 days*

Max Credit Line:

$400

Late Payment Fee:

Up to $40*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

27.70%

Cash Advance Fee (%):

4.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

Return Check Fee: Up to $40
Foreign Trans Fee: 2%
Account Set-up Fee: $0
Over Limit: $0

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:

- Credit reporting
- Free FICO score
- Low APR
- Visa card benefits

Least attractive:

- Slow to receive the card
- Annual fee

Rewards & Benefits

Other Benefits:

* See terms and Conditions

Online Access:

Yes!

Credit Reporting:

Yes

*The information provided for Merrick Bank Double Your Line® Secured Credit Card is believed to be accurate at the time of evaluation (Sep 1, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.