- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Annual fee is $36 the first year. Billed $3 per month thereafter
- Card issued by Merrick Bank, Member FDIC.
4.0 / 5.0 (9 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
17.45%*
APR Type:
variable
Annual Fee:
$36*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
Guaranteed Approval
Low Interest Card
No Credit / New to Credit
No Credit Check
Credit Needed:
Accepts All*
Grace Period:
25 days*
Min Finance Charge:
$1.00
Min Credit Line:
$200
Max Credit Line:
$3,000
Late Payment Fee:
Up to $40*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
22.45%
Cash Advance Fee (%):
4.00%
Minimum Fee:
$10.00

Other Fees

Opening Minimum:
$200.00
Additional Fees
Return Check Fee: Up to $40
Foreign Trans Fee: 2%
Account Set-up Fee: $0
Over Limit: $0

Features

Most attractive:
- Credit reporting
- Free FICO score
- Low APR
- Visa card benefits
Least attractive:
- Slow to receive the card
- Annual fee

Benefits

Other Benefits:
* See terms and Conditions
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for Merrick Bank Double Your Line™ Secured Visa® is believed to be accurate at the time of evaluation (Nov 15, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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