- Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
- Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- See if you are pre-approved within minutes, without affecting your credit score.
- Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
4.5 / 5.0 (26 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.45% to 28.45%*
APR Type:
variable
Annual Fee:
See Terms*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
Starter
Unsecured
Credit Needed:
Fair*
Grace Period:
25 days*
Min Finance Charge:
$1.00
Min Credit Line:
$500
Max Credit Line:
$2,700
Late Payment Fee:
Up to $40*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
See Terms

Other Fees

Additional Fees
Annual Fee: $0-$72
Cash Advance APR: 24.95% to 33.45% (Variable)
Foreign Trans Fee: See Terms*
Return Check Fee: Up to $40

Features

Most attractive:
- Card to build credit
- No credit check
- High Credit Limits
- No penalties rates
Least attractive:
- Need to be bank client to get it
- Has no rewards or intro offers

Rewards & Benefits

Other Benefits:
- Monthly FICO® Score For Free. Get your updated FICO® Score for free each month when it is provided to us from the credit bureau.
- Credit Line Increases. Automatic account reviews for credit line increases.
- $0 Fraud Liability. Enjoy peace of mind knowing you won’t be held responsible for unauthorized charges.
- Customizable Account Notifications. Choose notifications that matter, including payment reminders and transaction alerts.
*See terms and Conditions
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Merrick Bank Double Your Line™ Platinum Visa® Credit Card is believed to be accurate at the time of evaluation (Sep 17, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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