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Maximum Rewards Platinum Edition Visa Credit Card

Maximum Rewards Platinum Edition® Visa® Card

- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more

4.5 / 5.0 (21 votes)

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Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

12 months*

APR:

19.99% - 11.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

First National Bank of Omaha

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Low Interest Rate
Reward Card

Credit Needed:

Good*

Grace Period:

20 days*

Min Finance Charge:

1.75%

Late Payment Fee:

$35.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

4.00%

Minimum Fee:

$10.00

Cash Advances

APR on Cash Advances (%):

25.24%

Cash Advance Fee (%):

5.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

Foreign Currency Transaction Fee: 3%
Additional/Replacement Card Fee: $10.00

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

It is rare to find a credit card with no annual fee, these days, but that is exactly what the Maximum Rewards Platinum Edition Visa Card offers. On top of this, though, it also offers you low introductory rates on standard purchases for six months and balance transfers for the entire first year. The standard variable interest rate isn't too bad either.

If this isn't enough for you, though, you may also appreciate that the Maximum Rewards Platinum Edition Visa Card also carries a competitive rewards program. You can earn one point for every $1 you spend on qualifying purchases and you can use those points towards a variety of benefits like merchandise, gift certificates, travel arrangements, or even simple cash rebates.

Features

Most attractive:

- No annual fee
- Long term introductory offer
- Premium card features

Least attractive:

- Not all applicants may receive the lowest APR for purchases

Rewards & Benefits

Reward Types:

Other Rewards
Universal Rewards

Reward Unit:

Point

Rewards:

- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Redeem your points for merchandise, gift certificates, travel or cash back starting with as few as 1,500 points.

Expiration:

3 years

Yearly Limit:

None*

Other Benefits:

- Internet account related services
See website for additional benefits.

Online Access:

Yes!

*The information provided for Maximum Rewards Platinum Edition® Visa® Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.