- All credit types welcome to apply!
- Initial Credit Limit of $500.00!* (subject to available credit)
- Fast and easy application process; results are provided online!
- Monthly reporting to the 3 major credit bureaus
- Use your card at locations everywhere that MasterCard® is accepted
- Free online account access 24/7
- Checking Account Required
4.1 / 5.0 (7 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Co-Branded Card
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
See Terms*
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
See Terms

Other Fees

Opening Minimum:
See Terms
Application Fee:
Additional Fees
  See Terms* -

Review by

Those without perfect credit can apply for the Matrix MasterCard credit card from Mid America Bank & Trust Company. There is no security deposit required on the card and it's not a prepaid card. The credit limit is low, allowing people to prove themselves responsible. When the payments are made on time monthly, the credit score can increase.

As the credit score increases, so will the credit line. The card is widely accepted everywhere, making it easy to make purchases anytime, anywhere. Online account tools make it possible to track spending, view statements and pay the bill online.

Customer service can also be contacted with a toll-free telephone number to dispute charges, ask about account features and more. The card is easy to apply for and is very affordable to own.


Most attractive:
- Unsecured MasterCard Card
- No application fees
- Instant decision
Least attractive:
- Maintenance fee
- Annual fee

Rewards & Benefits

Other Benefits:
See website for other benefits
Online Access:
Credit Reporting:

The information provided for Matrix MasterCard® credit card is believed to be accurate at the time of evaluation (Mar 31, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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