Information - Rates - Fees
No Credit Check
- An Account Maintenance fee of $20 per month will be paid on the first day of your account is approved and on each monthly anniversary date thereafter.
See T&C of Card for other fees* -
Review by CreditCardsLab
For individuals wishing to purchase some of the high-end electronics and other items that they may not be able to purchase otherwise, the Luxe Signature Merchandise Credit Card is a revolving line of credit that enables these purchases so that you can have what you want when you want it. In order to get the item you want, all you have to do is make a down payment on the product, make the first month's payment, and pay the shipping charge. The remainder is paid over five months and the total price is less than the typical retail cost of the item.
In addition, you do pay an account maintenance fee each month. This fee must also be paid when the account is opened. The savings on the merchandise can offset most of or the entire monthly fee. This can depend on the savings on an individual item or on multiple items. The only other fees on the account are the NSF fee if you make a payment and the bank account you use has insufficient funds and there is a late fee that varies by state. Most of all, there is no interest on purchases so that there is no additional cost outside of shipping and the monthly account maintenance fee.
- Credit reporting
- Guaranteed approval
- No Credit Check
- No Employment Check
- Monthly fee
Rewards & Benefits
*The information provided for DeLuxe Signature Shopping Credit is believed to be accurate at the time of evaluation (Aug 13, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.