- Up to $1,000 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval*
- No Credit Check or Employment Check
- 0% Interest for Members!
3.4 / 5.0 (57 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Building Credit
Instant Credit
No Credit Check
Credit Needed:
Bad Credit OK*
Grace Period:
Min Credit Line:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
- NSF: $10
- An Account Maintenance fee of $20 per month will be paid on the first day of your account is approved and on each monthly anniversary date thereafter.

See T&C of Card for other fees* -
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

For individuals wishing to purchase some of the high-end electronics and other items that they may not be able to purchase otherwise, the Luxe Signature Merchandise Credit Card is a revolving line of credit that enables these purchases so that you can have what you want when you want it. In order to get the item you want, all you have to do is make a down payment on the product, make the first month's payment, and pay the shipping charge. The remainder is paid over five months and the total price is less than the typical retail cost of the item.

In addition, you do pay an account maintenance fee each month. This fee must also be paid when the account is opened. The savings on the merchandise can offset most of or the entire monthly fee. This can depend on the savings on an individual item or on multiple items. The only other fees on the account are the NSF fee if you make a payment and the bank account you use has insufficient funds and there is a late fee that varies by state. Most of all, there is no interest on purchases so that there is no additional cost outside of shipping and the monthly account maintenance fee.


Most attractive:
- $1000 credit
- Credit reporting
- Guaranteed approval
- No Credit Check
- No Employment Check
Least attractive:
- Limited use
- Monthly fee

Rewards & Benefits

Other Benefits:
*See Terms & Conditions of the card
Online Access:
Credit Reporting:

*The information provided for DeLuxe Signature Shopping Credit is believed to be accurate at the time of evaluation (Mar 8, 2024). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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