- No fees when you direct deposit $750/mo and use in-network ATMs
- Notifications & mobile quicklook to monitor spending and alert you of fraud
- Ingo mobile check loading with the Kaiku mobile app
- 6 eye-catching colors to reflect your style
- Use everywhere Visa debit cards are accepted (Kaiku is Visa clear prepaid designated)
- No cost to apply and no minimum balance
4.0 / 5.0 (23 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Instant Decision Card
Prepaid Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
  See Terms & Conditions for Additional Fees -

Review by

Cardholders will enjoy the features of the KAIKU® Visa® Prepaid Card. The card aims to be different than other cards by offering great features, low fees, and being the perfect fit to any lifestyle. They are involved in both Facebook and Twitter, and offer contests and promotions. The card also features mobile apps for the Android™, iPhone®, and Blackberry® smartphones. This allows cardholders to stay connected with their account while on the go.

A variety of ways to deposit money on the card exist. Money can be loaded for free with direct deposit, from another bank account, or via card-to-card transfer with another KAIKU cardholder's account. Cash loading occurs through Visa ReadyLink™ locations or MoneyGram®.

Customer service is offered free. Live representatives are available 24/7 to answer account questions and initiate transactions. There are also more than 43,000 in-network, surcharge-free ATM machines in to save a person money when a customer wishes to withdraw cash.


Most attractive:
- No credit check
- FREE Mobile Banking*
Least attractive:
- Card fees

Rewards & Benefits

- See Terms and Conditions
Yearly Limit:
Other Benefits:
- See Terms and Conditions for other benefits
Online Access:

The information provided for KAIKU® Visa® Prepaid Card is believed to be accurate at the time of evaluation (Jan 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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