- Save 35% on H&R Block software
- Receive your Tax Refund faster
- Get FREE Unlimited Advice from a Tax Expert with software purchase
- Maximum Refund Guarantee
- 5 Federal E-Files
- Easy Recordkeeping
- No card loading fee
- No Interest Charges
- Why You should switch from TurboTax to H&R Block
4.0 / 5.0 (125 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Card
Tax Refund
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Card loading Fee: NONE
ATM Denial Fee: $0.50

ATM Balance Inquiry Fee - $1.00
ATM Denial Fee - $0.50
Check Request Fee - $20.00
Customer Service Live Agent - $2.00
Domestic ATM Cash Withdrawal - $2.50
Express Delivery Fee - $35.00
Intl. ATM Cash Withdrawal - $2.50
Intnl. ATM Inquiry Fee - $1.50
Monthly Inactivity Fee - $2.50
Over the Counter Withdrawal Fee - $25.0
Replacement Card Fee - $10.0
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Don't like the hassles of the traditional tax refund check? Try the H&R Block Emerald Prepaid MasterCard. Have the ease and convenience of a credit card without the traditional interest charges with this prepaid MasterCard.

Feel confident in the knowledge you can take your prepaid MasterCard anywhere at over 24 million outlets worldwide that accept MasterCard. Short on cash? Simply ask the cashier during a transaction for cash back or visit any ATM.

Need to add more cash to your prepaid MasterCard? Visit an approved "Reload Network" or ask your employer to direct deposit your pay onto it. Feel save in the knowledge if the card is lost or stolen it is protected by the US MasterCard Zero Liability policy.


Most attractive:
- Tax refund card
- 20% H&R Block Discount
- MasterCard benefits
- No Card Loading Fee
Least attractive:
- Inactivity fee (after 3 months)


Other Benefits:
- Online Related Services
- MasterCard Zero Liability
- Worldwide Acceptance
- Access to Your Payroll Faster
Online Access:
100% Guarantee Approval:

*The information provided for H&R Block Emerald Prepaid Mastercard® is believed to be accurate at the time of evaluation (Apr 18, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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