- Guaranteed $500 Credit Line*
- No Credit Check
- Fast Online Application
- Bad Credit - OK
3.5 / 5.0 (331 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Guaranteed Approval
Shopping Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Min Credit Line:
$500
Late Payment Fee:
$20.00*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
  See website for Details* -

Comments

*See terms and conditions

Review by

The Horizon Gold offers cardholders a line of credit that can be used to buy merchandise in Horizon's online store. Cardholders have access to different types of merchandise. In order to have the card, there is a monthly fee and there may be fees associated with the purchases in lieu of an APR. There is no APR on this card.

In addition to there being no APR, cardholders are entitled to a number of courtesy programs that are always subject to change. These programs can involve legal advice, prescription savings, roadside assistance, credit report services, and much more. It is ideal for the cardholder to regularly check which programs are available to them each month.

In addition to the courtesy programs, cardholders have access to customer service that is there to help. The Customer Advocacy Department helps customers who may have experienced a problem with the company in some way. They work to resolve it in order to give the best possible customer service experience.

Another convenience is the ability to choose to be electronically billed or billed by paper. Payments must be made on the due date, but the company does not charge a fee until the second NSF. This gives cardholders the opportunity to not be penalized for what could be a simple mistake.

Features

Most attractive:
- Reports to Credit Bureaus
- Guaranteed unsecured credit
- Instant approval
Least attractive:
- Limited use

Benefits

Other Benefits:
- Roadside Protection Service
- Unlimited access to your Credit Report
- Comprehensive Legal Assistance Plan
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

The information provided for Horizon Gold is believed to be accurate at the time of evaluation (May 1, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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