- Earn 3 points for every $1 spent at Harley-Davidson® dealerships*
- Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
- Earn 1 point for every $1 everywhere else, No limit to how many H-D® Genuine Rewards points you can earn
- Redeem points for Harley-Davidson® Gift Cards*
- Chances to win a new Harley-Davidson® motorcycle every month*
- No Annual Fee based on credit worthiness
4.5 / 5.0 (102 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
13.99% - 22.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Co-Branded Card
Low Interest Credit Card
Reward Card
Credit Needed:
Good*
Grace Period:
24 - 30 days*
Min Finance Charge:
$1.00
Late Payment Fee:
$35.00*
Over Limit Fee:
$0.00

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
3.00%
Minimum Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
23.99%
Cash Advance Fee (%):
3.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
- Convenience Check Cash Advance: Either 3% of the amount of each advance or $5 minimum, whichever is greater.
- Cash Equivalent Advance: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
- Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
- Returned Payment: Up to $35.00

Review by

For anyone who likes Harley Davidson and wants to save money, the Harley Davidson Visa Credit Card provides many benefits. One of the primary benefits is the ability to earn Harley Chrome cash certificates for free merchandise throughout the year. The points are earned through charging purchases on the Visa card. More points are earned on lodging, at gas stations and in restaurants, bars and Harley Davidson dealerships. There may also be bonus earning opportunities during the introductory period of the card.

Additionally, card features include no preset spending limit, online account tools, 24/7 customer service and more. The cardholders are able to spend without worry of going over a credit line. Further, cardholders can spend knowing their personal information is being kept secure. There is fraud protection on the card as well, which protects cardholders from paying for purchases that they did not authorize.

The card's application is available online and can be submitted for review over a secure connection. In approximately one minute, a credit decision can be provided. If approved, a cardholder will learn of their approval and receive the card in the mail in a few business days. Card benefits begin the moment the card is activated.

Features

Most attractive:
- No annual fee
- Premium rewards
Least attractive:
- No intro rates

Rewards & Benefits

Reward Types:
Gas Reward Cards
Motorcycle Reward Cards
Other Rewards Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 3 points for every $1 spent at Harley-Davidson® dealerships*
- 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
- 1 point for every $1 everywhere else, No limit to how many H-DTGenuine Rewards points you can earn
Expiration:
None*
Yearly Limit:
None
Other Benefits:
*See website for additional benefits
Online Access:
Yes!

The information provided for Harley-Davidson® Visa® Credit Card is believed to be accurate at the time of evaluation (Aug 18, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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