- $0 activation online - with no credit check!
- No minimum balance
- Free Direct Deposit
- Access to over 22,000 free MoneyPass® ATMs
- *Withdrawals outside the MoneyPass® ATM network will be charged $2.50 plus any ATM owner fees
4.5 / 5.0 (89 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Co-Branded Card
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Monthly Charge: Waived in any monthly billing cycle when you load at least $1,000 to your Card OR make 30 purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at www.mygreendot.com). Otherwise, $5.95.

ATM Balance Inquiry - $0.00
ATM transaction fee - $2.50
ATM transaction for Student Cards - $0.99
Balance Inquiry fee - $0.00
Card Liquidation Fee - $0.00
Cash Advance Fee - $4.00
Declined Withdrawal Fee - $0.50
International ATM Fee - $3.00
Live operator - $0.00
Lost or Stolen Card Replacement Fee - $4.95
Transaction History - $0.00


No purchase or obligation necessary to enter or win in the Green Dot Double Your Refund Sweepstakes. Maximum prize will not exceed $5,000, regardless of method of entry. Open to legal residents of the 50 U.S. and D.C., 18 or older. Void where prohibited. Begins 12:00 AM EST on 1/1/2011, and ends 11:59 PM EST on 5/31/2011.

Card balance (with cash load): $2,500
Minimum Initial Load: $10, varies by retailer
Card balance (with direct deposit): $10,000
Daily cash load limit: $2,500
Daily direct deposit load limit: $10,000
Daily ATM withdrawal limit: $400
Daily bank teller cash withdrawal limit: $400
Daily spend limit (includes all outgoing transaction activities, such as purchases, ATM transactions, etc.): $2,500

Review by

The Green Dot Gold Prepaid Card is available in one of two options depending on the card type you wish to apply for and the card you are eligible or approved for. Applicants of this card can fill out the online application with the option of applying for the Visa prepaid card or the MasterCard prepaid card.

Both cards work as debit cards; however, an amount must be loaded onto the prepaid card either through a retailer or through direct deposit. Direct deposit transactions are FREE at participating ATMS, while loading at a retailer may qualify for a maximum $4.95 fee.

Either card can be used where the card logo is accepted. If you have a prepaid Visa card, you can only make purchases at locations that accept Visa cards.


Most attractive:
- Low fee structure
- $0 Activation Online
- No credit check
- No Overdraft or penalty fees
Least attractive:
- Monthly maintenance fee (Can be Waived)

Rewards & Benefits

Online Access:

The information provided for Green Dot Gold Prepaid Visa® is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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