GO2bank™
- Overdraft protection up to $300 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
Information - Rates - Fees
Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
No Credit / New to Credit
Rebuild Credit
Young Adults
Reward Card
Card for Bad Credit
No Credit / New to Credit
Rebuild Credit
Young Adults
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Min Credit Line:
$100
Late Payment Fee:
N/A*
Balance Transfers
Balance Transfer:
No
Other Fees
Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Monthly fee: No monthly fees with eligible direct deposit, otherwise $5 per month
Overdraft Protection: up to $300 with opt-in and eligible direct deposits
Direct deposit fee: $0.00
In-network ATM withdrawal: $0.00
In-network ATM balance Inquiry: $0.00
Out-of-network ATM withdrawal: $3.00
Out-of-network ATM balance inquiry: $0.50
Teller cash withdrawal: $3.00
Replacement card: $0.00
Activation fee: $0.00
Foreign transaction fee: 3%
Expedited delivery: $24.95
Overdraft Protection: up to $300 with opt-in and eligible direct deposits
Direct deposit fee: $0.00
In-network ATM withdrawal: $0.00
In-network ATM balance Inquiry: $0.00
Out-of-network ATM withdrawal: $3.00
Out-of-network ATM balance inquiry: $0.50
Teller cash withdrawal: $3.00
Replacement card: $0.00
Activation fee: $0.00
Foreign transaction fee: 3%
Expedited delivery: $24.95
Comments
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.
Features
Most attractive:
- Limited time offers
- Cashback rewards
- No monthly fees*
- No minimum balance
- No hidden fees
- Cashback rewards
- No monthly fees*
- No minimum balance
- No hidden fees
Least attractive:
- Cant find any
Rewards & Benefits
Reward Types:
Cash Back Rewards
Other Rewards
Other Rewards
Reward Unit:
Cash
Rewards:
- Up to 7% instant cash back
- Refer a friend, and you both get $50
- Refer a friend, and you both get $50
Online Access:
Yes!
Credit Reporting:
Yes
*The information provided for GO2bank™ is believed to be accurate at the time of evaluation (Nov 4, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.
FIT™ Platinum Mastercard®
Gemini Credit Card™
Perpay Credit
Revvi Card
Grow Credit Mastercard®
Vast Platinum Shopping Card
Chase Freedom Flex℠ Mastercard®
Nexo Card - Crypto Mastercard®
Blue Business Cash™ Card from American Express