- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early. Get your government benefits up to 4 days early.*
- High yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
4.0 / 5.0 (29 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
No Credit / New to Credit
Rebuild Credit
Young Adults
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
Min Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
MOnthly fee: No monthly fees with eligible direct deposit, otherwise $5 per month
Direct deposit fee: $0.00
In-network ATM withdrawal: $0.00
In-network ATM balance Inquiry: $0.00
Out-of-network ATM withdrawal: $3.00
Out-of-network ATM balance inquiry: $0.50
Teller cash withdrawal: $3.00
Replacement card: $0.00
Activation fee: $0.00
Foreign transaction fee: 3%
Expedited delivery: $24.95


*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Limited time offers
- Cashback rewards
- No monthly fees*
- No minimum balance
- No hidden fees
Least attractive:
- Cant find any

Rewards & Benefits

Reward Types:
Cash Back Rewards
Other Rewards
Reward Unit:
- Up to 7% instant cash back
- Refer a friend, and you both get $50
Online Access:
Credit Reporting:

*The information provided for GO2bank is believed to be accurate at the time of evaluation (Apr 20, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.