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FutureCard Visa Debit Card
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- Earn 5% cashback on eco-friendly purchases, including EV charging, public transit, secondhand shopping, and plant-based products. All other purchases earn 1% cashback.
- No annual fees, transaction fees, or foreign transaction fees.
- No Credit Check.
- Accessible to all applicants without impacting credit scores.
- Enjoy a 4.10% Annual Percentage Yield (APY) on your balance.
- Receive a $5 welcome bonus upon signing up.
- Participate in FutureCard missions to reduce your carbon footprint and earn additional rewards.
4.0 / 5.0 (24 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Other Issuers
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Debit Card
Guaranteed Approval
No Credit / New to Credit
No Credit Check
No Foreign Transaction Fee
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Monthly Fee: N/A
Transaction Fee: N/A
ATM Withdrawal Fee: N/A
Foreign Transaction Fee: N/A
Overdraft Fee: N/A
Balance Inquiry Fee: N/A
Card Replacement Fee: N/A
Inactivity Fee: N/A
Balance Transfer Fees: N/A
Minimum/Maximum Credit Limit: N/A

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The FutureCard Visa Debit Card is a revolutionary financial tool for eco-conscious consumers. Unlike traditional debit cards, it offers up to 5% cashback on sustainable purchases such as EV charging, secondhand shopping, and plant-based products. All other transactions earn 1% cashback.

With no fees, no credit check requirements, and a 4.10% APY on balances, it's an excellent option for individuals looking to maximize their rewards while supporting sustainability. Users can also participate in FutureMissions, a unique initiative that allows them to complete environmental challenges and earn additional benefits.

One of the most significant advantages is that there are no annual, overdraft charges, or foreign transaction fees. Unlike traditional credit cards, however, this card does not help build credit since it operates purely as a debit card.

Overall, the FutureCard Visa Debit Card is an excellent option for anyone looking to align their spending habits with their environmental values while earning attractive cashback rewards.

Features

Most attractive:
- Attractive cashback rates for eco-friendly purchases​
- No hidden fees or charges​
- Open to applicants without credit checks​
- Offers a high yield on deposited funds​
- Supports sustainable consumer habits
Least attractive:
- Does not contribute to credit score improvement​
- Dependent on existing bank account linkage​
- Physical card availability may be limited initially

Benefits

Rewards:
- FutureMissions rewards program
- 6% at brand partners
- 5% cashback on eco-friendly purchases, including EV charging, public transit, secondhand shopping, and plant-based products.
- 1% cashback on all other purchases.
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Visa® Zero Liability Protection
- Instant card locking
- Apple Pay, Google Pay, and Samsung Pay compatible
- FutureMissions rewards program
- FDIC insured up to $250,000
- Accepted worldwide wherever Visa® debit cards are used
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for FutureCard Visa® Debit Card is believed to be accurate at the time of evaluation (Mar 5, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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