- Up to $1,000 unsecured credit limit
- 3% Cashback reward on Gas, Groceries, and Utility Payments
- 1% Cashback rewards on all other eligible purchases
- Fast online pre-qualification without impacting your credit score
- Free VantageScore 3.0 credit score provided by Equifax* (Registration required)
- Simple, fast, and secure online application; results in seconds
- Use your card at locations everywhere Mastercard is accepted
- All credit types welcome to apply
4.0 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
29.99%*
APR Type:
variable
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
High Credit Limit
Instant Decision
No Credit Check
Pre-Qualification
Rebuild Credit
Starter
Unsecured
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Credit Line:
$400
Late Payment Fee:
$41.00*

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
3.00%

Cash Advances

APR on Cash Advances (%):
32.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$5.00

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
Additional Fees
Annual Fee: $29 - $175
Maintenance Fee: $12.50 - $7.25
Foreign Transaction Fee: 3%
Returned Payment: $41

Comments

You need to be 18 years or older and have a checking account to apply for this card

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Cash Back rewards
- High unsecured credit
- Fast pre-approval
- Free credit score
Least attractive:
- Annual fee
- Maintenance fee
- No bonus rewards
- No intro offer

Rewards & Benefits

Reward Types:
Cash Back Rewards
Gas Rewards
Grocery Rewards
Other Rewards
Reward Unit:
Cash
Rewards:
- 3% Cashback reward on Gas, Groceries, and Utility Payments
- 1% Cashback rewards on all other Purchases
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- $0 Fraud Liability
See the website for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Fortiva Mastercard® Credit Card with Cashback Rewards is believed to be accurate at the time of evaluation (Sep 25, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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