- Get 30-60% off on selected tablets, computers, TVs, video games, outdoor, fitness, and other products.
- Bad credit OK
- NO money down
- NO credit required
- NO upfront payment
- NO hidden fees
- Up to $2,500 credit line
- Approval in minutes
- Top Product Categories: Electronics, Appliances, Computers and more
3.0 / 5.0 (6 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Co-Branded Card
Instant Decision Card
Shopping Card
Credit Needed:
Bad Credit OK*
Grace Period:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
  See Terms and Conditions of the card for other fees -


Application Requirements: Earn at least $1,000 per month; Have a bank account for at least 90 days; Up to 3 NSF's.

Review by

FlexShopper completely automates the process of applying for lease-to-own. Consumers can be approved for a personal spending limit within 2 minutes via smartphone, tablet or Web browser; all that's required is that the customer be at least 18 years old, have a source of income, and an active bank account.

Initial lease terms are short-term. Shoppers have the option of buying their merchandise any time during the first 90 days for the original cash price plus $50. Customers can use their FlexShopper pre-set spending limit to purchase more than one item. At the end of the lease term, if the shopper does not wish to purchase the item, they simply return it.


Most attractive:
- Accepts all credits
- Instant online application
- High credit line
- Flexible purchase options
Least attractive:
- Its not a Visa or MasterCard
- Limited usage

Rewards & Benefits

Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:

*The information provided for FlexShopper Shopping Credit Card is believed to be accurate at the time of evaluation (May 31, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.